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"Gap Insurance"

edited 30 November -1 at 12:00AM in Motoring
20 replies 23K views
petshopgirlemmapetshopgirlemma Forumite
238 posts
edited 30 November -1 at 12:00AM in Motoring
I am about to buy a new Polo and have been offered "gap insurance" a one off payment of £299. it means if my car is written off within 3 years VW will top up my insurance payout and replace my car with a brand new model. Sounds great in theory, but is it worth it? I am buying the car outright from new, not on finance.
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