get rid of £1000 debt in 2 months challenge!!

jo1972

dezzi_83 wrote: »

My bank charges offered me £289 out of £710 claim,, what should I do?? xx please help I dont want to lose money x

Which bank? There is a thread for practically every different bank/company on the reclaiming your bank charges board. If its the halifax, ring the 01977 no on the 'halifax insider hints' thread over there and speak to the wonderful Graham who will help you come to a figure mutually acceptable (in your case...all of it!), that's what I did, they offered me £1,319 but I refused and said I wanted £2,600 (£19 off the amount claimed) and after a 30 second phone call he agreed!

lynzpower

dezzi_83 wrote: »

I didnt know u could that!!! how??? how many points did u convert for £55? cool mate.

My bank charges offered me £289 out of £710 claim,, what should I do?? xx please help I dont want to lose money x

refuse it. theres standard letters on site somewhere

Youll get it all back, jsut hold firm

Right im back in business. Done my clicks for the day.

I have the ebay box ready to go. We will do that this weekend, once and for alll.

I listed more stuff on amazon yesterday

I have to do my return for my wages for 2nd job

I am now going to have another look at MB board, and hopefully it will all become clear

Im going to try not to stare at the screen - maybe ill print off some stuff.

Hope everyone is feeling ok

lynz
x

Applecider_2

Thanks lynz!! yay ur back to the lynz we all know!! weeeeeeeee!!

Applecider_2

jo1972 wrote: »

Which bank? There is a thread for practically every different bank/company on the reclaiming your bank charges board. If its the halifax, ring the 01977 no on the 'halifax insider hints' thread over there and speak to the wonderful Graham who will help you come to a figure mutually acceptable (in your case...all of it!), that's what I did, they offered me £1,319 but I refused and said I wanted £2,600 (£19 off the amount claimed) and after a 30 second phone call he agreed!

Ys its halifax! Im going to ring them now wooo I hope I can get it all!! CDXX ps did u ask for interest?

Applecider_2

I got it!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!! Well £550 they said no to interest, ah well £550/£579 of actual charges isnt bad. if anyone needs help getting them back of halifax just let me know, carla xxx

lynzpower

excellent Dezzie :T :beer: T :beer: what are you doing with it>?

Dr_Hook

Awesome stuff! Well done Dezzi! :T

jo1972

dezzi_83 wrote: »

I got it!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!! Well £550 they said no to interest, ah well £550/£579 of actual charges isnt bad. if anyone needs help getting them back of halifax just let me know, carla xxx

WOOOOHOOOO!! That's great news! Who did you speak to, was it the wonderful Graham? So many of us have rung him now, he even reads the board :rotfl:

Don't forget to put your success story up on the success thread to encourage others!

LoLo

well done Dezzi.
Sorry not been on much to inform how I am getting on but I have been having problems with going back to work. Thankfully this is all sorted now. Anyway now to update my totals.
Ebay: £ 35
Quidco: £51.10 paid
Quidco: £127.27 validated
Quidco: £34.86 tracking
Car boot: £30
Catalogue cashback: £30
Total so far = £308.23

Applecider_2

Thanks guys! Im dead happy, when they used to charge me £90 in three days when I was a student and used to be almost depressive so to have it back is an achievement!! Im going to spend it on my credit card so hopefully that will kick it down to about £2000 interest starts fully on 23rd July so need to get rid asap!! somethings gone right twice in one month,,,, pinch me if im dreaming