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Self employed low income single parent

My boyfriend would like to move in with my daughter and I!
Lovely news --- but he would have to pay--- childcare--school dinners--council tax--rent---and also I would lose all my working tax credits and childtax credits???
I know he would be seen as the head of our family and the wage earner --he also has a son to support.
I just see it as me being absolutley reliant on him as my business brings in a little amount each week to boost my income.
Any advice welcomed. I just see us having money troubles and rows if he has to support us totally and I cannot earn much more than I do as an artist already
I am sure other single parents share the same issues and find it demoralising that the benefits system causes this!!! i do hope my business expands and brings more work and we are improve our position after a traumatic break up from my girls father!!

Comments

  • whiteg2
    whiteg2 Posts: 33 Forumite
    edited 30 August 2013 at 11:26PM
    My boyfriend would like to move in with my daughter and I!
    Lovely news --- but he would have to pay--- childcare--school dinners--council tax--rent---and also I would lose all my working tax credits and childtax credits???
    I know he would be seen as the head of our family and the wage earner --he also has a son to support.
    I just see it as me being absolutley reliant on him as my business brings in a little amount each week to boost my income.
    Any advice welcomed. I just see us having money troubles and rows if he has to support us totally and I cannot earn much more than I do as an artist already
    I am sure other single parents share the same issues and find it demoralising that the benefits system causes this!!! i do hope my business expands and brings more work and we are improve our position after a traumatic break up from my girls father!!

    Believe it or not having to pay child care, rent, school dinners and council tax out of your own money is fairly normal for most people - have you thought about getting a second job to be able to look after your family?
  • Dunroamin
    Dunroamin Posts: 16,908 Forumite
    My boyfriend would like to move in with my daughter and I!
    Lovely news --- but he would have to pay--- childcare--school dinners--council tax--rent---and also I would lose all my working tax credits and childtax credits???
    I know he would be seen as the head of our family and the wage earner --he also has a son to support.
    I just see it as me being absolutley reliant on him as my business brings in a little amount each week to boost my income.
    Any advice welcomed. I just see us having money troubles and rows if he has to support us totally and I cannot earn much more than I do as an artist already
    I am sure other single parents share the same issues and find it demoralising that the benefits system causes this!!! i do hope my business expands and brings more work and we are improve our position after a traumatic break up from my girls father!!

    Don't forget, when universal credit is introduced, you won't be able to earn just a little each week and top it up with tax credits.
  • shop-to-drop
    shop-to-drop Posts: 4,340 Forumite
    Are you saying you'd rather there weren't benefits to support single parents?
    :j Trytryagain FLYLADY - SAYE £700 each month Premium Bonds £713 Mortgage Was £100,000@20/6/08 now zilch 21/4/15:beer: WTL - 52 (I'll do it 4 MUM)
  • whiteg2
    whiteg2 Posts: 33 Forumite
    Are you saying you'd rather there weren't benefits to support single parents?

    Not sure who your post is directed to but why should benefits support single parents? Also The OP has not said that that the boyfriend is not the other parent...
  • Poppie68
    Poppie68 Posts: 4,881 Forumite
    Tenth Anniversary Combo Breaker
    My boyfriend would like to move in with my daughter and I!
    Lovely news --- but he would have to pay--- childcare--school dinners--council tax--rent---and also I would lose all my working tax credits and childtax credits???
    I know he would be seen as the head of our family and the wage earner --he also has a son to support.
    I just see it as me being absolutley reliant on him as my business brings in a little amount each week to boost my income.
    Any advice welcomed. I just see us having money troubles and rows if he has to support us totally and I cannot earn much more than I do as an artist already
    I am sure other single parents share the same issues and find it demoralising that the benefits system causes this!!! i do hope my business expands and brings more work and we are improve our position after a traumatic break up from my girls father!!



    What does the benefit system cause?
    You are a single parent and as such have been very lucky to be able to claim benefits and tax credits to enable you to have a roof over your head,food in your cupboards,clothes on your backs etc.
    When your boyfriend moves in he is in a position to provide for your daughter and yourself and therefore benefits and TC are no longer needed.
    Being an artist obviously is'nt providing a viable income so maybe getting yourself a fulltime job to bring money into the household is the answer.
  • Poppie68
    Poppie68 Posts: 4,881 Forumite
    Tenth Anniversary Combo Breaker
    whiteg2 wrote: »
    Not sure who your post is directed to but why should benefits support single parents? Also The OP has not said that that the boyfriend is not the other parent...


    The OP has said she had a traumatic break up with her daughters father.
  • FBaby
    FBaby Posts: 18,374 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker
    Why do feel no issue with tax payers supporting you but not your partner? You are as much reliant now, just for strangers rather than someone you love.

    If you want to move with your partner and don't like being reliant on him, than you will need to review your career choice. Many people would love to do something than what they do, and many would love to be self-employed (including my partner and I), but instead carry on with jobs that they don't aspire them, but brings in secure income for now and the future. Unfortunately no one can have it all.
  • cutestkids
    cutestkids Posts: 1,670 Forumite
    Part of the Furniture 1,000 Posts
    Surely if you have made the commitment to live together the you are a family and should act as such.

    The rest of us pay rent/mortgage, council tax, school dinners, childcare as well, that is life.
    If you are not ready for that much commitment then you should not move in together.

    With regard your self employment only making a little bit perhaps it is time to accept that you can not make a living and look for a job to help support your family, you can always run your business as well as working and treat it as additional income.
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  • notanewuser
    notanewuser Posts: 8,499 Forumite
    I just see it as me being absolutley reliant on him as my business brings in a little amount each week to boost my income.
    Any advice welcomed.

    The benefits system has evolved to provide additional support above your earnings. They are not supposed to be your earnings and your employment be the boost!!!
    Trying to be a man is a waste of a woman
  • Great example of why all child related benefits should be abolished.
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