We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide

Mortgage/Council house ?

2»

Comments

  • Mojisola
    Mojisola Posts: 35,574 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Have you asked your council yet? Your OH might own part of a property but he doesn't have control over what happens to it and it isn't providing adequate housing for your family.

    Or contacted Shelter for advice about whether you could get help with a deposit on a private rental?
  • OP , I don't want you to think I am being too harsh but you keep repeating your question and the only answer anyone can give you is to ASK the council

    as I and others have said , you might not be entitled to social housing you might be ,
    contact council

    your local CAB will also advise you on any other organizations who may be able to help

    your husband taking his name off the property will not automatically entitle you to social housing and it will cost you solicitors fee's,
    money that may be better spent on a deposit for a private rent

    I repeat , speak to your council and CAB
  • If you husband is party to a mortgage presumably he is earning? Is a council house probably in a dodgy area really gonna answer your prayers when you may have other issues to deal with, asb etc.

    Each council has there own criteria so like someone said you need to ask the relevant organisation.

    But to be honest I'd be looking at gettin rid of your husbands brothers or whatever relatives you've got camping with you. They're obviously extremely selfish, but have you actually sat down and spoke to them about the situation. You not your husband. Perhaps that should be your starting point.
    An opinion is just that..... An opinion
  • p00hsticks
    p00hsticks Posts: 14,911 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    But to be honest I'd be looking at gettin rid of your husbands brothers or whatever relatives you've got camping with you. They're obviously extremely selfish, but have you actually sat down and spoke to them about the situation. You not your husband. Perhaps that should be your starting point.

    I think that either you or I are misunderstanding the OPs position - my reading of it is that three brothers jointly own a property on a joint mortgage, and one of those brothers has his wife (the OP) and baby living with them...

    ... If that is indeed the case, then the other brothers are hardly 'camping' with the OP and husband. For all we know they may have been in the property well before the OP married and joined the household or the baby came along. And it certainly sounds as if - being joint owners and joint mortgagees - they have at least as much right to be there as the OP and her husband.
  • ERICS_MUM
    ERICS_MUM Posts: 3,579 Forumite
    Part of the Furniture 1,000 Posts
    is there no way you can shuffle things round in the house so that you, your DH and baby can have more room ? If the smoker has the biggest bedroom, swap with him but get it thoroughly "de-fumigated" before you move in ! Could you swap your room for the living room if that is any bigger ?

    As you can see, nobody can accurately answer your questions, you need to speak to your council (or before you do that, speak to an advice agency such as CAB or Shelter). Good luck
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 353.8K Banking & Borrowing
  • 254.3K Reduce Debt & Boost Income
  • 455.2K Spending & Discounts
  • 246.9K Work, Benefits & Business
  • 603.4K Mortgages, Homes & Bills
  • 178.2K Life & Family
  • 260.9K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.