Question about BTL and new credit card

Racer2013

Am hoping someone will be able to help me with this query.

I am in the middle of a BTL purchase and have already received a letter from my lender stating that the survey has been done and that my mortgage has been approved. I am hoping to complete on this early October.

However I am coming to the end of a 0% card that currently has a 2k balance approx which I am wanting to do a BT on to a new 0% deal. Am I safe to assume that as the bank has already done all searches on me and approved the mortgage I need that they will have no need to search again? I am conscious of applying for a new card, then the bank needing to search again and seeing that I have applied for a new cc and that leading to the mortgage offer being withdrawn.

Any help I can get with this would be great.

bigadaj

Normal advice would be to avoid this when applying for a mortgage but given it is a buy to let them your own financial details should be of less importance than for a straight purchase.

The key criteria for a lender are normally the relatively hefty deposit and demonstration that the rent exceeds the mortgage payments, and apart from minimum income levels then your own details are less significant.

No guarantees but relatively low risk I would have thought.

bris

Did you have to write in such a small font, gave up half way through.

Racer2013

Bigadaj - thanks for the response, this was what I was assuming also so good to have it clarified.

Bris - 'did you have to write in such a small font, gave up halfway through'

Did you have to be so rude?? After reading these forums for a long time I make a relevant first time post and come across you with over 3000 posts under your belt and an attitude. Very welcoming, thank god their majority of posters don't appear to be like you. The saying if you don't have anything good to say then don't say anything at all springs to mind. Always one.