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PPI reclaim help please

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  • -taff
    -taff Posts: 15,332 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    If you had two separate policies running and you only needed one to cover your mortgage, you can ask one of them nicely if they'll refund your premiums. You'll probably have to provide proof of other cover and they won't consider it if the policies don't overlap.
    Non me fac calcitrare tuum culi
  • dunstonh
    dunstonh Posts: 119,624 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    -taff wrote: »
    If you had two separate policies running and you only needed one to cover your mortgage, you can ask one of them nicely if they'll refund your premiums. You'll probably have to provide proof of other cover and they won't consider it if the policies don't overlap.

    If one is PPI and the other is PHI then there wont be overlap (one covers first 12 months, the other kicks in after 12 months). That is the best advice when recommending these.
    I am an Independent Financial Adviser (IFA). The comments I make are just my opinion and are for discussion purposes only. They are not financial advice and you should not treat them as such. If you feel an area discussed may be relevant to you, then please seek advice from an Independent Financial Adviser local to you.
  • -taff
    -taff Posts: 15,332 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Have to find out what they are first......
    Non me fac calcitrare tuum culi
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