Looking for advice on CCJ/Bankruptcy.

tombooth

Thanks for all the help people.
Knowing that the CCJ will leave my credit report is a massive weight off my mind

not_very_money_savvy_guy

Hello all, I thought this might be a good place to post instead of creating a new Thread. I have two questions if I may.

Firstly, I had a Debt Relief Order which ran from 2009-2010. I understand that the CCJ will remain on file for 6 years which I can happily accept through no fault but my own!:o
What I'd like to know is should the two debts which were connected to the DRO (credit card & loan both to the same previously owned bank account) be listed as default and should they also be on record still as red markers for 6 years?

Secondly, even though I'll be waiting till 2016 for my reports to clear, will my new Shout Visa credit card and maybe getting a credit builder card along with my already owned phone contract, Virgin broadband, British Gas direct debits which have a perfect payment record help me in the mean time towards getting a better rating or will none of this have any impact on my credit worthiness until everything shows as back in the green?

Thanks in advance and thanks to tombooth for the thread hijack.:D

Regards, Tristan.