We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Contribution based jsa

I am going for an interview at job market on Tues. I am a 43yr old man who I has not worked since July 2012 - was at home looking after children (i didnt claim any benefits). I want to return to work, and want to be prepared to see if i am entitled to any benefits.
The 9 months prior to this i had a self employed cleaning business, but had to stop due to lack of business (Spt 2011 - June 2012).
Before that i was employed full time - earning £36,000 a year. So in tax yr 2010-2011, i earned £36000, and paid my Ni of approx £3200. In the tax year 2011-2012, i earned £12,000 and paid £1100 Ni.
My wife earns £42000 a year.
My question is - can i get contribution based jsa based on my earnings over previous 2 full tax years?
Thanks for any help

Comments

  • HappyMJ
    HappyMJ Posts: 21,115 Forumite
    10,000 Posts Combo Breaker
    ardagh2000 wrote: »
    I am going for an interview at job market on Tues. I am a 43yr old man who I has not worked since July 2012 - was at home looking after children (i didnt claim any benefits). I want to return to work, and want to be prepared to see if i am entitled to any benefits.
    The 9 months prior to this i had a self employed cleaning business, but had to stop due to lack of business (Spt 2011 - June 2012).
    Before that i was employed full time - earning £36,000 a year. So in tax yr 2010-2011, i earned £36000, and paid my Ni of approx £3200. In the tax year 2011-2012, i earned £12,000 and paid £1100 Ni.
    My wife earns £42000 a year.
    My question is - can i get contribution based jsa based on my earnings over previous 2 full tax years?
    Thanks for any help
    By the looks of it you are still entitled to your 6 months contributions based JSA. The class of contributions makes a big difference...you must have been an employee for the entire 12 months of the tax year. You said you were self employed for part of the year and therefore those contributions may or may not count.

    There's no harm in applying for it anyway. You will be credited with contributions which can be used in future years for benefits such as a state pension.
    :footie:
    :p Regular savers earn 6% interest (HSBC, First Direct, M&S) :p Loans cost 2.9% per year (Nationwide) = FREE money. :p
  • epitome
    epitome Posts: 3,199 Forumite
    HappyMJ wrote: »
    By the looks of it you are still entitled to your 6 months contributions based JSA. The class of contributions makes a big difference...you must have been an employee for the entire 12 months of the tax year. You said you were self employed for part of the year and therefore those contributions may or may not count.
    You don't have to be employed for 12 months, you only need to have been employed and earned 50 times LEL for both tax years or have credits. Self Employment will not count towards JSA.
    There's no harm in applying for it anyway. You will be credited with contributions which can be used in future years for benefits such as a state pension.
    and JSA C & ESA C.
  • epitome
    epitome Posts: 3,199 Forumite
    ardagh2000 wrote: »
    I am going for an interview at job market on Tues. I am a 43yr old man who I has not worked since July 2012 - was at home looking after children (i didnt claim any benefits). I want to return to work, and want to be prepared to see if i am entitled to any benefits.
    The 9 months prior to this i had a self employed cleaning business, but had to stop due to lack of business (Spt 2011 - June 2012).
    Before that i was employed full time - earning £36,000 a year. So in tax yr 2010-2011, i earned £36000, and paid my Ni of approx £3200. In the tax year 2011-2012, i earned £12,000 and paid £1100 Ni.
    My wife earns £42000 a year.
    My question is - can i get contribution based jsa based on my earnings over previous 2 full tax years?
    Thanks for any help

    For JSA C for 6 months, your Self employment will not count unless possibly if you were a director of a company.

    You need to have been employed & earned £5,000 in 10/11 and 5,100 in 11/12.
    Looks like you easily qualify for 10/11
    and if you earned 5100 between April 11 and Sept 11 you will qualify, based on your high salary I have no doubt you will qualify for JSA C if claimed during this year.
    Your P60s will tell you, add up columns 1 2 3 & 4 for each tax year.
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 352.1K Banking & Borrowing
  • 253.6K Reduce Debt & Boost Income
  • 454.2K Spending & Discounts
  • 245.1K Work, Benefits & Business
  • 600.7K Mortgages, Homes & Bills
  • 177.5K Life & Family
  • 258.9K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.