Card with high credit limit

ben1889

Hi people. Looking for a credit card with a high credit limit, i know circumstances change depending on your earnings etc but im just trying to get peoples thoughts on what generally has a high credit.

Thanks in advance

You-kip

ben1889 wrote: »

Hi people. Looking for a credit card with a high credit limit, i know circumstances change depending on your earnings etc but im just trying to get peoples thoughts on what generally has a high credit.

Thanks in advance

Years of handling credit & paying on time will give someone more of a chance of a high credit limit in which credit limits varies from each lender and circumstances of the individual.

jonesMUFCforever

OP how are you??

If you can answer that it would be a start - anything else we do not have the foggiest as we know nothing about you and you have chosen not to enlighten us.

glennc1981

Have you asked your bank? They would know your financial history better than anyone else so would likely give you a better limit than anyone else. My bank NatWest gave me a limit higher than any other card company I do business with.

ben1889

Thanks for replies. Iv had 2 cards in the past and a loan where as my partner hasn't had any so it might be worth me contacting my bank to see if i can get a higher rate.

Thanks for the help

[Deleted User]

ben1889 wrote: »

it might be worth me contacting my bank to see if i can get a higher rate.

Hopefully you mean a higher limit, rather than a higher rate!

anoncol

Deleted_User wrote: »

Hopefully you mean a higher limit, rather than a higher rate!

maybe they like high interest rates?

izools

Barclaycard look to extend enough of a limit to cover any balance transfers you ask for during the online application.

When they approved me I ended up with a limit:income ratio of almost 100% before I closed my other cards.

SammenForLivet2

I agree that Barclaycard give big limits - I was offered a card with an £8k+ starting limit, but the others are only £2-3k.
Although, Nationwide have offered several times for my limit to be £7.5k.

In addition, I believe from reading these forums, MBNA give limits on the higher side of other lenders.

jay87

i would echo that MBNA and Barclaycard give higher limits. AMEX gave me a shocking limit! ha

Maestro.

izools wrote: »

Barclaycard look to extend enough of a limit to cover any balance transfers you ask for during the online application.

When they approved me I ended up with a limit:income ratio of almost 100% before I closed my other cards.

macfamilyent wrote: »

I agree that Barclaycard give big limits - I was offered a card with an £8k+ starting limit, but the others are only £2-3k.
Although, Nationwide have offered several times for my limit to be £7.5k.

In addition, I believe from reading these forums, MBNA give limits on the higher side of other lenders.

jay87 wrote: »

i would echo that MBNA and Barclaycard give higher limits. AMEX gave me a shocking limit! ha

On the contrary, Barclaycard give me a pretty paltry limit compared to all other lenders except for Vanquis (when I was building credit). I got £1500 which is lower than I expected, but not too low to be useful. Others gave me roughly double.