Cpp and card care the same?

Usa2012

My husband took a Halifax credit card out approx 2003 and they pressured him into taking out what they called card care. Is this the same as cpp?
It covers all cards with one phone call apparently. He asked in branch about cancelling and was told ' better to keep it, it's worth it'. It's £23 per year approx. not sure if it was one of the miss sold card products or not.

Usa2012

Anyone who knows? Please ? X

opinions4u

Usa2012 wrote: »

My husband took a Halifax credit card out approx 2003 and they pressured him into taking out what they called card care.

While they may have offered the product they would have put no sales pressure in to selling it. They weren't incentivised on it.

Is this the same as cpp?

CPP is / was one of the companies that offer the product. Halifax have used Sentinal and their own St Andrews company most of the time. They did briefly use CPP, but I can't recall the dates.

It covers all cards with one phone call apparently. He asked in branch about cancelling and was told ' better to keep it, it's worth it'. It's £23 per year approx. not sure if it was one of the miss sold card products or not.

Telephone sales techniques, especially those involving identity protection, are at the centre of the CPP issue.

So while you can ask the question it's by no way a certainty that you'll succeed. Does his credit card show the charge (and company name) once a year? That should at least tell him if it's the relevant company.

Usa2012

It just says card care. And charges once a year

***xyz***

I've received a letter from CPP today. They list the policy brand names as being:

Card Protection
CardGuard (offered by HSBC)
Card Safe (M&S Bank)
Barclaycard Card Protection
Barclays Cardholder Protection
NatWest Card Protection
Card Protection Plus
Commercial Card Protection and
Egg Emergency Cover

HTH

Usa2012

Might be out of luck then eh :-(

Just says card care on the visa invoice