New Leniency approach

webinteractions

Hi,

I thought I'd share my findings today. I hope this hasn't been posted before.

I checked my credit history on Noddle to find that barclaycard had marked my history with late payments three time. On one occasion was incorrect (no payment was due that month, which they corrected) and the other two were late by 1 day and the other by a few days in 2011 and 2012. They have now removed the marks on my credit history as they NOW employ a leniency operation that, providing you paid within 14 days (I think it's 14 days but don't quote me on that!) they are happy to remove the late mark on your credit report. All it takes is a phone call and is removed within 48 hours.

Anyone else know of any other companies that have adopted this approach?

happy_bunny_2

Some allow 30 days, some zero days.

webinteractions

Not sure how your reply is helpful? Maybe it's just too early in the morning for my brain to function.

happy_bunny_2

What I mean is that some companies allow you 30 days after the due date before reporting a late payment, some will do it if its one day late.

So with some, you won't ave to ask to get removed as wont be filed as soon as 1 day late.

webinteractions

Thanks for the insight.