Nationwide FlexDirect Accounts

Gromitt

anamenottaken wrote: »

What is your logic behind the text I have emphasised?

I imagine its to 'test' the account. If interest @ 5% is obtained, then it can be left there, if no interest is obtained (or at 1%) then they have only wasted a few days possible interest rather than a full month.

YorkshireBoy

Gromitt wrote: »

I imagine its to 'test' the account. If interest @ 5% is obtained, then it can be left there, if no interest is obtained (or at 1%) then they have only wasted a few days possible interest rather than a full month.

Exactly that.

Also, being as the intro period is only a year, zerog will lose a 1/12th of the benefit by waiting until 1st October to see if they're getting 5% AER on money deposited in September, ie from next Saturday onwards.

Having said all that, I've yet to see a post on here from anyone saying they've not got 5% AER on second and subsequent FlexDirect accounts.

planteria

i've been a member for more than 15 years, but they won't open a current account for me.
are they Very choosey credit score-wise?:A

Archi_Bald

planteria wrote: »

i've been a member for more than 15 years, but they won't open a current account for me.
are they Very choosey credit score-wise?:A

If your CRA files are clean (no defaults, no CCJs, correct address, confirm that you are on the Electoral Register), there is only one other reason why they would not give you a current account: there's some Nationwide-internal marker. Have you asked them?

rb10

planteria wrote: »

i've been a member for more than 15 years, but they won't open a current account for me.
are they Very choosey credit score-wise?:A

They are relatively picky when it comes to giving out current accounts, but you still should be able to get one (provided your credit history is clean).

If your credit history is particularly 'full' (of stoozing activities or otherwise), this may be the reason for the decline. If this is the case, you can always appeal - which gives you the opportunity to explain why your credit history looks as it does.

roxy28

I just tried to open one but after the searching for information given page it says this application is not available at this time.
Not sure if its refusing me or is it down to bank holiday ?.

Archi_Bald

Might have been a temporary blip, seems to be working now. Try again?

DragonQ

Just cashed out my £74.24 cashback in Amazon vouchers for opening a 3rd FlexDirect account. Thanks Nationwide!

roxy28

Archi_Bald wrote: »

Might have been a temporary blip, seems to be working now. Try again?

I am using s firefox addon called Refcontrol which stops http referer being sent, once i disabled it i could and have now applied.