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its not single brick ?

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hi there,
we are currently looking at purchasing a bungalow, so far so good until the mortgage got the valuation back with a valuation of £0
the guy that did the valuation said that Between 40 and 50 percent of the external wall areas are a single brick construction including the kitchen.

i went back down to see the bungalow today, as this didn't seem right to me, the main bungalow is all cavity wall, then there is an extension which is where the kitchen is and this has a flat roof

after doing some googling, it appears that the kitchen and extension have been constructed with an english garden bond.
Which seems all okay, and this would mean it is not a single brick construction ?

as i thought single brick construction would basically mean just stretcher bricks on top of one another.

we are currently disputing the valuation at the moment anyways, as a previous buyer had a valuation done, only a month before and this information regarding the wall was not mentioned at all, and the full asking price was recommended.

Just wanted to check if this was correct regarding the english garden bond not being single brick ?

many thanks for your help :)

Comments

  • anselld
    anselld Posts: 8,641 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    poppy123b wrote: »
    Just wanted to check if this was correct regarding the english garden bond not being single brick ?

    English garden bond is single brick thick, ie the thickness is the length of a single brick.

    Stretcher bond as normally used on the outer cavity skin is half brick thick.

    So technically the valuers description is correct, but I don't know why that would reduce value to zero, especially if it is only single story.
  • ValHaller
    ValHaller Posts: 5,212 Forumite
    1,000 Posts Combo Breaker
    Some confusion of terminology here - although this seems to be the surveyor. English garden bond is indeed double brick - but as it has no cavity, it is could also be described as single skin (I think).

    I can't see why a double thickness solid wall construction should be rejected out of hand - I suggest you get your own surveyor involved
    You might as well ask the Wizard of Oz to give you a big number as pay a Credit Referencing Agency for a so-called 'credit-score'
  • poppy123b
    poppy123b Posts: 31 Forumite
    Part of the Furniture 10 Posts Combo Breaker
    oooh i know it was a bit of a shocker, as only a month ago, natwest had arranged a valuation for a previous buyer, and they came back basically saying the house was fine and fit for the asking price.
    The only reason that buyer had to pull out was because his chain fell through.
    I am also with Natwest and they arranged for a different company to do our valuation which came back with it being valued at £0
    I have queried this with Natwest, as they say being as though it was only a month ago, another valuation shouldnt have been done. as the previous buyers was still live.
    So at the moment its a bit up in the air :\
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