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The Super-Duper September NSD Challenge

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  • EverTheOptimist
    EverTheOptimist Posts: 2,695 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    edited 21 September 2013 at 6:17PM
    Finally my first NSD in what feels like ages.

    NSD # 9. Nearly at my target. :j:j

    Declaring now as we won't be going anywhere later. It gets a bit hectic after 4 o'clock with baba.
    SPC 18 Target £200 /
  • beanielou
    beanielou Posts: 95,599 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Thoughts please if I may?
    My DS has a birthday this coming week.
    Now he got one gift for going to uni & his other pressie does not come out til after his birthday.
    Now part of me says that's enough spent & the other part of me says what a meanie to not buy him a wee thing to open on the day.
    What do you think?
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
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  • Hello everyone,
    I have been struggling somewhat with some sad personal circumstances but I am still trying to get in those NSDs...
    I have managed to get in another 4NSDs, could be more but I haven't really been mindful of them. Looking to crack down for the rest of the month so should be on track for target! :)
    I hope everyone is well. xxx
    Don't turn a slip up into a give up:D
    *NSD Challenge Nov 0/10* *£10 a day challenge Nov £0/£300*
    No buying unnecessary toiletries challenge-in it for the long haul
    :D

  • beanielou wrote: »
    Thoughts please if I may?
    My DS has a birthday this coming week.
    Now he got one gift for going to uni & his other pressie does not come out til after his birthday.
    Now part of me says that's enough spent & the other part of me says what a meanie to not buy him a wee thing to open on the day.
    What do you think?

    Personally I would get a small gift to be opened on the day too. :D

    No experience of it myself, other than my mum often buying us gifts that we wanted but then adding to it as she felt she hadn't got us enough, inevitably she would have got us loads.

    You don't need to get anything big, and I'm sure he appreciates what you have got him and done for him already.
    SPC 18 Target £200 /
  • :hello:Evening

    Freeby,
    thanks for updating.

    If, that's your best, yet!

    I think it's offically Autumn here. It was chilly today despite a more favourable forecast.

    Thursday (work) and Friday (me) were spend days but today I have been busy with lots of housework which takes me up to 9. I went grocery shopping yesterday so shouldn't need to go again for a while.

    After yet more expenses on Thursday, I managed to have a discussion with my bosses yesterday morning (they now total over £1100) and they agreed it was unacceptable so from next month I am capped at £500 per month. It wasn't quite the result I was after but it's definitely an improvement :D

    I hope everyone is well but hugs to those that need them.
    NSD Challenge 2015: Jan 20 / 20 (2 x 5 in-a-row) / Feb 5 / 12 (4 in-a-row) :D

    Lesson learnt from 2012: I cannot be trusted to credit card stooze!

    Barclaycard at 2 / 02 / 2015 [STRIKE]£4,600[/STRIKE] [STRIKE]£4540[/STRIKE] [STRIKE]£4250[/STRIKE] [STRIKE]£4000[/STRIKE] £3250 need to pay it off by 08 / 2015 before mortgage completion
  • kerri_gt
    kerri_gt Posts: 11,202 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Xmas Saver!
    beanielou wrote: »
    Thoughts please if I may?
    My DS has a birthday this coming week.
    Now he got one gift for going to uni & his other pressie does not come out til after his birthday.
    Now part of me says that's enough spent & the other part of me says what a meanie to not buy him a wee thing to open on the day.
    What do you think?

    Before I reply, just wanted to say that I am totally against some parents who IMO go totally over the top for B'day and Xmas (for example, here's a new iPad, some new top of the range headphones, a new trendy watch, pile of clothes, DVDs, games etc etc etc) I know a few people who do it and their kids, whilst lovely in a lot of other ways, do rather expect this YoY.

    However, I'm with ETO about getting him just a little something to open on the day too.

    Have decided I will count yesterday as a spend (as I did technically spend) Friend completed her cycle today and has lived to tell the tale :beer:

    Hoping for a NSD today, went out about 1.30pm to mow the lawn and not long in. Ended up cutting back one of those really evil thorny bushes, which involved two trips to the dump to get rid of it all. It was like trying to manhandle a squadron of hedgehogs into the car :eek: However, you can't really see much difference from the house as it is behind some other plants, and most of it I found was over next doors fence :rotfl:

    Oh, but did discover we have a wasps nest burrowed into a wall in the back garden. On of those moments where i was talking to OH and we both stopped and said 'errr...have you noticed a large number of wasps buzzing past'? then discovered said nest. Never seen on underground like that. Think we'll just leave it though, apparently all the drones and workers die when it gets cold and just the queen remains for the winter, but she will nest elsewhere next year (hopefully far far away)

    Right, sorry to whittle on - off to soak my aching bones in the (still leaky) bath.
    Feb 2015 NSD Challenge 8/12
    JAN NSD 11/16


  • kerri_gt wrote: »
    Before I reply, just wanted to say that I am totally against some parents who IMO go totally over the top for B'day and Xmas (for example, here's a new iPad, some new top of the range headphones, a new trendy watch, pile of clothes, DVDs, games etc etc etc) I know a few people who do it and their kids, whilst lovely in a lot of other ways, do rather expect this YoY.

    On this, I know of a couple who don't know what to get their kids (7 & 9) as during the year they bought them an iPad each for nothing/ no reason. :eek: :(
    SPC 18 Target £200 /
  • kerri_gt
    kerri_gt Posts: 11,202 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Xmas Saver!
    On this, I know of a couple who don't know what to get their kids (7 & 9) as during the year they bought them an iPad each for nothing/ no reason. :eek: :(

    Wow, reckon they might adopt me?! :rotfl:
    Feb 2015 NSD Challenge 8/12
    JAN NSD 11/16


  • Number 6 for me today! :D
    Lloyds TSB Overdraft - £220.73 / £2000 - 11%
    Argos Card - £282.83 / £340 - 83.2%
    Student Grant Overpayment - £60 / £1590 - 3.8%

    Sealed Pot Savings: £80.60
    NSD Challenge Oct: 0/15
  • Knit_Witch
    Knit_Witch Posts: 4,436 Forumite
    1,000 Posts Combo Breaker
    Due to spending most of the day laid up in bed in pain :mad: I grabbed number 17 (hurling it into the Cauldron of Doom whilst we speak!)
    Must use my stash up!
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