The Super-Duper September NSD Challenge

getting-there-slowly

:hello:have been away with work again plus side 3 NSD :j

brings me to 10/9

marmiterulesok

Just rushing in to declare #11 for yesterday.

I'm on holiday soon,just got tomorrow left to work.My visitors arrived yesterday,so I might not get another nsd.

See you all again in a few weeks.:)

blindtoast

Thanks everyone. Kerri - they have been on top of the tv already - 1st time I've been happy to have a big old tv - plenty of room for kittens to sit on and very stable!! Glad yours (cat and tv) are ok after the near miss!
I can't say the curtains are in great shape though - one of them was swinging from it with her claws!! :eek:

Rising - sorry to hear about your cat - its very upsetting when we lose an animal whatever the reason - I'm sure she is now living somewhere where she is getting just as much love as you gave her

No spends yesterday - apart from petrol, which I don't count, so I can declare NSD #14

HeadAboveWater

Candlewick wrote: »

I have managed one today though, so am up to 8 and 1-in-a-row! :rotfl::D

:rotfl: Well done!!

*hugs* to Rising. Hope things are on the up rise

Sazzie23 wrote: »

Are there really nearly 70 of us on this thread? Gosh that's a lot:D Thanks Freeby for keeping us updated and in line:D

:eek: That's a lot! Yes, thanks to all for keeping us in check!

Sazzie23 wrote: »

....its nearly the weekend :rotfl:

:j:j

Not doing so good this week with the no spending Lunch out Tuesday. Shopping for lots of 'stuff' yesterday. No bread in house so stopped at £land for sarnies...

Wanna exceed target so gotta get on the ball!!

Hope everyone ok

Knit_Witch

Yesterday was number 15, today is number 16! I better increase my target to 20 please Freeby

LittleMissDetermined

Checking in with NSD #10 (4 in a row - whoop!)

LMD x

ModestyB

Rising, I'm so sorry about your cat. (((Hugs)))

Thank you Sazzie, my legs are not quite as bad but they've been joined by my hands and wrists today. Hopeless ain't I!

NSD 14 today as I'm not going anywhere to spend.

Hugs to all.

amber03

Finally NO 5&6 bagged for me, hopefully not much spending over the weekend ahead.x

cardi80

Rising - Sorry to hear your news.

blindtoast wrote: »

Thanks everyone. Kerri - they have been on top of the tv already - 1st time I've been happy to have a big old tv - plenty of room for kittens to sit on and very stable!! Glad yours (cat and tv) are ok after the near miss!
I can't say the curtains are in great shape though - one of them was swinging from it with her claws!! :eek:

Get used to it! Mine are old now but still climb the curtains, my sofa's are covered to hide the damage, and I had to remove the horrible woodchip wallpaper my flat had been decorated with after they used that instead of a scratching post.

So not only is today NSD # 9 but I also received my pet insurance claim cheque. Good day!

IF

Some helpful suggestions and ideas to follow below from our sponsor and godmother, BigMummaF :A

NO SPEND CHALLENGE.

1. Have a good, long think about what YOU want to include in your Spend & Excluded categories.
Some of us count everything from Direct Debits & school expenses, while others do not include things like essential Bills or emergency medical costs. If you plan what is or is not a Spend for you now, it will help you decide on a realistic Target.
2. It is NOT a race!
We all have very different demands on our time & bank balance, so please do not think you have to buy everything on 1st January & make it last till 31st December! A few of us have been following this Challenge for a long...long...LONG time so have developed plans & ploys to help us along the way
3. Most important of all, WE..DO..NOT..FAIL!
Sometimes we can't quite reach our Target, but that is fine Everyone knows how Life will try to trip us up, & that is when you will find us here to help you back on to your feet.

OK, an idea of how some of us do things.
1. What you will or will not include as a 'Spend'.
Some people are doing other challenges too, & don't include the money spent on those for this one.
Some will try to shop for other bits on the days their direct debits etc go out of their bank accounts; they're the real hard core of the bunch & have been l-o-n-g time Nsders so don't panic
Some won't count those annoying last minute demands from school & collections as you can't plan for them in advance, likewise emergency prescriptions or visits to the vet
Personally speaking & providing I don't buy anything else, I don't count parking for hospital appointments.(..but then I usually do my shopping because I'm already out :whistle:)
General thoughts on €bay sales is the buyer has paid P&P so no cost to you
2. It takes Time to reach mega-numbers!
The First suggestion is the first, because a bit of planning will work wonders on your road to your Target. Have a look at thefirst posts each month for a hefty list of other threads that may be of help. For example, there's a few giving ideas for packed lunches so you can avoid standing in the queue at the bakers for 45mins of your lunch hour! A good incentive to tweak your healthy eating & the pounds you save will show in your bank balance AND your waistline
It helps to have various 'money pots' for the different costs that happen like Scouts, dinner money, yoga, window cleaner etc etc. The idea is you "spend" all that money in one hit by..:think:..let's say **putting the week's bus fares into the pretty coffee jar, Jo's tumble tots SIZE=2]Weds mornings[/SIZE in the cracked teapot & Ben's £1 coin for the gym locker SIZE=2]Friday lunch[/SIZE in the pocket of the changing bag, on Tuesdays every week when you've got some change from doing the food shop, so an already spendy day. At least four 'spending days' condensed into one (**mine's jam jars for windows, milkman & a bit towards the bills!)
3. Any day the money stays in your pocket is a bonus!
If you look at it as a day you beat the system, you can't help but :j so don't fret it--ENJOY! If nothing else in here, we do manage find something to make us smile

We have virtual outings to wonderful places that never cost us a bean :rotfl:New York, Edinburgh & Brighton have been a couple & Spoon usually pilots the Tardis but you can use your own transport; my personal favourite has been a sit-on lawn mower borrowed from the cricket club The only thing to be aware of is Hubert the donkey who is partial to anything remotely edible but is not yet house-trained

And Remember;
there are no silly questions, so don't be afraid to ask us anything!