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Nationwide FlexDirect Account

To get the maximum interest for the month when should my monthly deposit go in to the account ?

Comments

  • grumbler
    grumbler Posts: 58,629 Forumite
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    At any time during a calendar month.
  • CLAPTON
    CLAPTON Posts: 41,865 Forumite
    10,000 Posts Combo Breaker
    interest accrues on the daily balance so you need to maintain as near 2,500 as much of the time as possible to get the maximum interest
  • a&akay
    a&akay Posts: 526 Forumite
    jrm wrote: »
    To get the maximum interest for the month when should my monthly deposit go in to the account ?
    As a family we've got 11 of them, each funded from a Santander 123. It takes about 15 minutes to get £1k in each, transferred to the ones with payments set up back to the 123 and skimming off the interest to keep them at £2.5k at the same time. Approx 5% on the Flex and 3% on the 123. If you're a non taxpayer you can R85 the Flex accounts via FREEPOST. The 123 you can R85 online.
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