Looking for 0% deal - new car

forgotmyname

Road tax is small change compared to what you will lose in depreciation.

£6000+ Buys many many years worth of road tax.

£15000 car with a 0% deal

Or a £15000 car with a 15% discount and 8% interest?

You do the maths.

OddballJamie

forgotmyname wrote: »

Road tax is small change compared to what you will lose in depreciation.

£6000+ Buys many many years worth of road tax.

£15000 car with a 0% deal

Or a £15000 car with a 15% discount and 8% interest?

You do the maths.

Given that example, if the finance is over 5 years, the 0% is the better option.

OddballJamie

HildaM wrote: »

Meh, it won't be anything exciting - Fiesta, Polo, Corsa, Jazz - that sort of thing. They are all much of a muchness and as long as I have aircon, MP3 input and cheap road tax I'm not bothered.

(Jeremy Clarkson is now spinning in his grave)

Just buy a Fabia then, some have 0% finance, some have cheap tax.
http://www.skoda.co.uk/models/fabiahatch/finance-offers?gclid=CKaB-4mAlrkCFXHMtAodgDIAiA

FreddieFrugal

HildaM wrote: »

They are all much of a muchness

They're really not.

HildaM

I'm going to be buying a maximum of 1.2 engine. It will be no bigger than the cars I mentioned. One will have better MPG, another will have better 0-60, another has nicer trim. I've never considered that this means much to me as I drive so few miles that even better mileage makes the difference of only a few pounds. That's what I mean about all being pretty much the same.

I usually weed out certain cars on the look of them and then choose on the best deal available. It's just a means to get from A to B when not using my husband's car.

worried_jim

HildaM wrote: »

Meh, it won't be anything exciting - Fiesta, Polo, Corsa, Jazz - that sort of thing. They are all much of a muchness and as long as I have aircon, MP3 input and cheap road tax I'm not bothered.

(Jeremy Clarkson is now spinning in his grave)

Don't worry, Jeremy has praised the Fiesta, Corsa and Jazz in the past.