Loss of grant and bursary

abergrad

Totallyrandom, I think you are right to consider the financial implications of the move.

Yes, some students don't get bursaries and grants but it is not always that easy for students to get part time jobs or find the time to do them. Personally, i hate the loans/grants system, it shouldn't be based on parental income/parents partner at all in my opinion. I think every student should get a loan that is enough for them to live on irrespective of their parents income as I know some students whose parents have refused to help support them through uni at all.

Anyway, i just wanted to say you are right to consider this. Maybe you should all discuss this together and get the facts straight and make sure everyone is happy with the decision made.

mililly

Hi
They would possibly lose the grant and bursary if they would normally kive with you and your partner as it woukd be based on household income. They should still however get the loan for living costs which would probably be about £3500 maybe a bit more. This is all my daughter gets because of our earnings. She also has a part time job and I will still have to help out every month as this will not be enough to live on. Think this is the norm for most students unfortunately.

GwylimT

Yes the grants/bursaries will be lost, this will also mean that in the 2014/2015 academic year his loan will be significantly reduced for living costs. You will either have to help him financially or have her not move in with you, as he is a medical student he will be unable to work as he doesn't get the usual university holidays and his degree essentially requires him to work full time while studying.

He isn't your son, hes an adult, he isn't your responsibility, you are not obliged to provide anything for him, really it is his mums choice as to whether he is able to continue at university or not. It is clear without bursaries he will not be able to continue his studies, which his mum is clearly aware of.

Dunroamin

totallyrandom wrote: »

Hi,

I am not sure if this is the correct forum.

My girlfriend is looking to move in with me. She has a son at university who currently gets a full grant and a bursary because my girlfriend is ill and does not work.

I work and have a reasonable salary (£50k+) but if my girlfriend moves in I understand that the grant and bursary will go meaning that they will lose about £7,000 a year and that my girlfriend and myself will need to make it up.

We don't have that sort of money spare as I have a mortgage, bills etc so understandably she is putting off moving in for the benefit of her son.

Is her assumption right and any advise on the situation regarding not losing the grant or bursary would be appreciated?

Thanks

You've done well if your income has jumped from £12K to over £50k in a year!

"Hi,

My son is going to Uni this September and we have applied for all of the loans etc.

Problem is they were applied for when my partner was at home (earlier this year) and our income was over £50k.

Now that I am single does my partner's income still count towards the finance or will my son now be eligible for a grant as I earn about £12k per year?

EG. Situation now:
Loan £9k for study
Loan £3k for living accommodation
Parent contribution £3k

Hoped for:
Loan £9k for study
Loan £3k for living accommodation
Grant £3k

Thanks for your help!"

https://forums.moneysavingexpert.com/discussion/comment/54238499#Comment_54238499

totallyrandom

Dunroamin wrote: »

You've done well if your income has jumped from £12K to over £50k in a year!

https://forums.moneysavingexpert.com/discussion/comment/54238499#Comment_54238499

I was posing the question on behalf of my girlfriend who dislikes computers. Her income dropped away over the last yeas as she has become less well.

totallyrandom

GwylimT wrote: »

He isn't your son, hes an adult, he isn't your responsibility, you are not obliged to provide anything for him, really it is his mums choice as to whether he is able to continue at university or not. It is clear without bursaries he will not be able to continue his studies, which his mum is clearly aware of.

Totally appreciate what you are saying. We both need to do the best for everyone in the new family!

GoldenShadow

totallyrandom wrote: »

The summer job may be possible this year but not next as he will be expected to study in the summer.

The course has over 30 hours teaching time and expected 15 hours private study time per week so I guess there will not be a lot of time for part time work (medical degree).

I do not know any medical student who has been incapable of getting a summer job because they are completely consumed by study.

Including private study and lectures/seminars I am doing uni work for 60 hours per week term time. I still work 16 hours part time and volunteer for a few hours a week. It is possible if people want or *need* to do it.

Its a matter of weighing up his effort to work part time and make the money up/curb excess spending vs. yours and your gf/s desire to live together. I am of the opinion that it is up to him to fund his living expenses, if parents can help that's great, but not everyone has that.

GwylimT

GoldenShadow wrote: »

I do not know any medical student who has been incapable of getting a summer job because they are completely consumed by study.

Including private study and lectures/seminars I am doing uni work for 60 hours per week term time. I still work 16 hours part time and volunteer for a few hours a week. It is possible if people want or *need* to do it.

Its a matter of weighing up his effort to work part time and make the money up/curb excess spending vs. yours and your gf/s desire to live together. I am of the opinion that it is up to him to fund his living expenses, if parents can help that's great, but not everyone has that.

My son is a medical student, he gets two weeks summer holiday per year, this is his work load throughout the rest of his degree. Working full time in a hospital on placement (35 hours over 5 days), exams every six weeks, 6 assignments per week, 20 hours of lectures per week, he also has seminars that last four hours where he has to discuss the latest medical news he is also assessed on this.

I'm not sure exactly how long each assignment takes him, they obviously vary but I know he is advised to spend at least ten hours on each one, two per week are practical based, in which case an assignment is literally a ten hour assessment spread over two days on top of his usual lectures and placement.

So if we say he does his ten hours on his two practical assignments and say 5 hours on the written and then revision for his six weekly exams which he tends to spent most of sunday doing, so ten hours for that. So he spends on average 15 hours per day on his degree, as living near his placement is too expensive it also takes him 30 minutes to get there and 30 minutes to get back, so that actually takes his average daily rate to 16 hours and 28 minutes per day.

With the loans available it would be impossible for my son to do his medical degree without financial support from me, as unless humans no longer need to sleep he has no time to find work.

mucgoo

It is ridiculous when a person decision who they live with his so hugely affects their adult child.

The son might be able to support himself but he's going to resent the loss of £35,000 over the next 5 years and the crappy student job or large drop in living standards it would cause. Even if you partially make it up he's probably not going to be too happy but that depends on the person.

About the only way to avoid that would be fraud, for example renting a bedsit room to your *not* girlfriend.

GoldenShadow

GwylimT wrote: »

My son is a medical student, he gets two weeks summer holiday per year, this is his work load throughout the rest of his degree. Working full time in a hospital on placement (35 hours over 5 days), exams every six weeks, 6 assignments per week, 20 hours of lectures per week, he also has seminars that last four hours where he has to discuss the latest medical news he is also assessed on this.

I'm not sure exactly how long each assignment takes him, they obviously vary but I know he is advised to spend at least ten hours on each one, two per week are practical based, in which case an assignment is literally a ten hour assessment spread over two days on top of his usual lectures and placement.

So if we say he does his ten hours on his two practical assignments and say 5 hours on the written and then revision for his six weekly exams which he tends to spent most of sunday doing, so ten hours for that. So he spends on average 15 hours per day on his degree, as living near his placement is too expensive it also takes him 30 minutes to get there and 30 minutes to get back, so that actually takes his average daily rate to 16 hours and 28 minutes per day.

With the loans available it would be impossible for my son to do his medical degree without financial support from me, as unless humans no longer need to sleep he has no time to find work.

Not every medical student receives parental support and being a medical student does not mean you can't have a part time job, that's all I'm saying. Four of my friends are medical students and only one doesn't have a job. Saying that they don't get parental support either, actually.