E-on threatening court action against "The Occupier"

martin2345uk
martin2345uk Posts: 914 Forumite
Part of the Furniture 500 Posts Name Dropper I've been Money Tipped!
edited 23 August 2013 at 3:17PM in Energy
Hi guys,

We've recently moved into our first house. E-on were the supplier (we've since changed that). E-on have an accounts et up for us, for the period from when we bought the house to when we switched supplier - that's all fine.

But it looks like the previous owners (whom we don't know) have left with a small debt - E-on keep sending letters to "The Occupier".

As I am technically the occupier, I called them about it and they said just ignore the letters addressed that way, and only open ones addressed to me specifically.

However I just got home and my OH has opened the latest of these "Occupier" letters and it's now threatening court action...


How does this sort of thing usually work? How can they take action against people they apparently don't know? The previous owners must have had an account in their own name so why are these not directed at them?

E-on assured me nothing will happen to me, no bailiffs will come calling etc., but I just wondered if anyone knows if this kind of situation is common and how does it usually get resolved?

Thanks :)
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Comments

  • Wywth
    Wywth Posts: 5,079 Forumite
    Hi guys,

    We've recently moved into our first house. E-on were the supplier (we've since changed that). E-on have an accounts et up for us, for the period from when we bought the house to when we switched supplier - that's all fine.

    But it looks like the previous owners (whom we don't know) have left with a small debt - E-on keep sending letters to "The Occupier".

    As I am technically the occupier, I called them about it and they said just ignore the letters addressed that way, and only open ones addressed to me specifically.

    However I just got home and my OH has opened the latest of these "Occupier" letters and it's now threatening court action...


    How does this sort of thing usually work? How can they take action against people they apparently don't know? The previous owners must have had an account in their own name so why are these not directed at them?

    E-on assured me nothing will happen to me, no bailiffs will come calling etc., but I just wondered if anyone knows if this kind of situation is common and how does it usually get resolved?

    Thanks :)
    Tell them to stop sending letters to your address addressed to the occupier, if they are not intended for you as the current occupier ;)

    Simples! :cool:
  • Haha I tried that, he said the system won't allow it! :(
  • datlex
    datlex Posts: 2,252 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    So long as you can prove when you owned the property from then any bills before that are irrelevant for gas and elec. Let them waste their time and money.
    Paid off the last of my unsecured debts in 2016. Then saved up and bought a property. Current aim is to pay off my mortgage as early as possible. Currently over paying every month. Mortgage due to be paid off in 2036 hoping to get it paid off much earlier. Set up my own bespoke spreadsheet to manage my money.
  • victor2
    victor2 Posts: 8,066 Ambassador
    Part of the Furniture 1,000 Posts Name Dropper
    Write to them, stating you are clearly not the occupier they are referring to and as clarified by their own customer service staff. Head your letter Complaint, say that you view this as harassment and request that they stop.
    Get a proof of posting from the post office with the letter (it's free) and keep a copy for yourself. That might stop them bugging you.

    I’m a Forum Ambassador and I support the Forum Team on the In My Home MoneySaving, Energy and Techie Stuff boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. 

    All views are my own and not the official line of MoneySavingExpert.

  • ValHaller
    ValHaller Posts: 5,212 Forumite
    1,000 Posts Combo Breaker
    As occupier, you should always open letters addressed to the occupier, without exception. So ignore e.on telling you to ignore them.

    As for taking the matter to court, well, they have to take a named person to court as I understand it.
    You might as well ask the Wizard of Oz to give you a big number as pay a Credit Referencing Agency for a so-called 'credit-score'
  • Thanks guys...

    The E-on guy was telling me to return them to sender saying "not at this address"!! Yes, the occupier sending it back saying the occupier is not known at this address...

    The letters don't bother me too much - but is it possible to get a bad credit rating out of this? Can it be linked to the address and thereby to me..??
  • victor2
    victor2 Posts: 8,066 Ambassador
    Part of the Furniture 1,000 Posts Name Dropper
    Thanks guys...

    The E-on guy was telling me to return them to sender saying "not at this address"!! Yes, the occupier sending it back saying the occupier is not known at this address...

    The letters don't bother me too much - but is it possible to get a bad credit rating out of this? Can it be linked to the address and thereby to me..??

    As already said, they would have to know who the occupier was, at the time of the debt, to take further action. If they don't know your name through you phoning them, they certainly will if you write (perhaps a reason not to?) unless you sign it "The Current Occupier" :). You won't get a bad credit rating if they don't know who you are. They could doubtless find out, but even then, you would only have to prove you were not the occupier at the time of the problem.
    Could be a headache you could do without, but I don't see a debt collector buying the debt off E.On if there isn't even a name to the debtor.
    I am no expert in this area though and would happily stand corrected by someone who is.

    I’m a Forum Ambassador and I support the Forum Team on the In My Home MoneySaving, Energy and Techie Stuff boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. 

    All views are my own and not the official line of MoneySavingExpert.

  • Former_E.ON_Company_Representative:_Malc
    Former_E.ON_Company_Representative:_Malc Posts: 6,558 Organisation Representative
    Part of the Furniture 1,000 Posts Name Dropper
    Hi martin2345uk


    I’m sorry you we’re given duff info by one of our advisors.


    For closed accounts titled ‘Occupier’ the address details can be changed so follow up isn’t sent to your home.


    Not every advisor has the access to do this but can find someone who does. If you drop an email to the address in my Profile, I’ll be happy to sort this out for you.


    Sorry again for the poor service when you called.


    Malc
    Official Company Representative
    I am an official company representative of E.ON. MSE has given permission for me to post in response to queries about the company, so that I can help solve issues. You can see my name on the companies with permission to post list. I am not allowed to tout for business at all. If you believe I am please report it to forumteam@moneysavingexpert.com This does NOT imply any form of approval of my company or its products by MSE"
  • Gosh thanks Malc, I didn't realise E-On reps stalked the boards :-)

    Email duly sent

    cheers :)
  • Former_E.ON_Company_Representative:_Malc
    Former_E.ON_Company_Representative:_Malc Posts: 6,558 Organisation Representative
    Part of the Furniture 1,000 Posts Name Dropper
    Hi Martin

    Yes, I've been lurking around MSE for quite a time now. :)

    Thanks for emailing. I've received it and just replied.

    Malc
    Official Company Representative
    I am an official company representative of E.ON. MSE has given permission for me to post in response to queries about the company, so that I can help solve issues. You can see my name on the companies with permission to post list. I am not allowed to tout for business at all. If you believe I am please report it to forumteam@moneysavingexpert.com This does NOT imply any form of approval of my company or its products by MSE"
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