Best way to pay for course.

juliemario

I have recently been accepted to do a part-time Masters in HR. The first year will cost £3,000. I need to take a loan out to pay for this because I am currently on maternity leave which means our income has significantly reduced. My husband has a credit card with a £8,000 limit, but the interest rate is 11.95%.

I wondered if I should pay for it with his credit card and then transfer the debit to a 0% balance transfer card? or take out a loan? or get another credit card? I'd be interested to hear the best/cheapest way for me to borrow the money.

Thanks,

grumbler

juliemario wrote: »

I wondered if I should pay for it with his credit card and then transfer the debit to a 0% balance transfer card? or take out a loan? or get another credit card? I'd be interested to hear the best/cheapest way for me to borrow the money.

The best short-term solution is to pay with a CC with 0% offer on purchases.The longest offer ATM is 18 months.

This is provided that you can get such card and the university accepts CC payments.