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Default - When do they come off
Rocket1971
Posts: 48 Forumite
A default was placed on my card on 06.04.09 as I went on a long term arrangement to pay. What is the date this is due to "come off" my credit reference file as a default?
Is it 06.04.15?
manyt thanks
Is it 06.04.15?
manyt thanks
0
Comments
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If the "date of default" showing on your credit report is 06/04/2009, then yes, it will disappear from your credit report on 06/04/2015 (6 years).0
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Except on Equifax, who will leave it on and feed you a load of bull when you complain that they should have removed it.Still rolling rolling rolling......
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That's interesting to know. It's getting near that time when I should get a statutory report out of Equifax then...rizla_king wrote: »Except on Equifax, who will leave it on and feed you a load of bull when you complain that they should have removed it.0 -
rizla_king wrote: »Except on Equifax, who will leave it on and feed you a load of bull when you complain that they should have removed it.
So I expect that getting wrong accounts that aren't mine removed from my file problematic? I've filed 7 requests for wrong accounts listed as mine 2 days ago. Sounds like I have a battle coming up.0 -
Watkinsfamilysdcm wrote: »So I expect that getting wrong accounts that aren't mine removed from my file problematic? I've filed 7 requests for wrong accounts listed as mine 2 days ago. Sounds like I have a battle coming up.
For me, I raised a dispute with Equifax about some incorrect late payment markers.
I've no idea what they did, if anything, but I wrote to the creditor directly demanding they remove the markers and they did so.
Equifax added a notice of correction to my credit file to say that some of the data was disputed and left it on there for about a month after the problem was resolved, even though I asked them to remove it straight away.What will your verse be?
R.I.P Robin Williams.0 -
Watkinsfamilysdcm wrote: »So I expect that getting wrong accounts that aren't mine removed from my file problematic? I've filed 7 requests for wrong accounts listed as mine 2 days ago. Sounds like I have a battle coming up.
Saying that they are usually incompetent and obstructive would be the understatement of the year. Good luck.Still rolling rolling rolling...... <
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