Please save my sanity...newbiew FTB.

Sinked_boat

My husband and I are first time buyers.

Offer accepted on a house last Friday (16th Aug), have instructed solicitors and booked in structural survey.

We could not get an appointment with Nationwide until this Friday though, a week later. Nationwide also said there is a delay on valuations at the moment.....everywhere I read says don't delay, if you delay the sellers will pull out!!

Do you think I have left it too late for Nationwide?

Can you think of anything else I could do to make this go faster? or show the buyers we are serious and wont pull out?

Thanks everyone.

hazyjo

There will be lots of form-filling and stuff in the early days - I doubt anyone will be chasing you after a week. You might want to let people (EA, etc) know what you're doing and when you're doing it, but PLEASE don't sound this panicked when you let them know.

Sound in control. I kept my last vendor's EAs up to date with emails so they couldn't chase, harrass or start laying down deadlines at me. A simple email saying something like

"'Just a quick email to keep you informed as to progress regarding I]PROPERTY ADDRESS[/I - I have a mortgage appointment booked for this Friday, a structural survey has been booked for X day, and solicitors (instructed immediately) should have been in touch by now. Please do not hesitate to contact me should there be anything you wish to know."

Okay?

Despite you rushing, it's likely to take around 12 weeks (offer to completion) so just keep people informed as to progress and they'll think you're amazing organised and committed.

Jx

motherofstudents

Good advice from Hazyjo, it can be such a stressful time and you are only at the beginning of the process. If you can, try to remain a little detached -I know that's hard ! The main thing is to keep communication going between everyone involved and don't panic. Do you have anything else that will take your mind off it ? Maybe work some overtime or whatever you can do to stop overthinking it. Remember the house isn't yours until at least exchange of contracts but I know we are all guilty of 'moving in' imagining where furniture will go etc. Good luck with it anyway and come back with more questions if you are unsure.

NervousHomeowner

Don't panic, it hasn't even been a week since your offer was accepted! It's perfectly normal for mortgages to take a while to sort out and you've already booked your survey & instructed your solicitors so you're definitely not delaying anything. When people say 'vendors pull out over delays' they really mean things like taking ages to reply to requests from your solicitor, not getting your survey done for ages and uhming and ahing over little things like the fixtures & fittings list. Otherwise, it's perfectly normal for things to take a while to get going, especially with mortgages & valuations so vendors expect these sorts of delays (and if they don't, they have unrealistic expectations & the EA should keep them calm).

Just keep the EA informed so that they know what's going on & can relay it back to the vendors, then there won't be any miscommunication. You'll be fine

Sinked_boat

Excellent advice, thanks everyone.

Good plan, keep everyone informed over email and sound organised and together. Love it.