Quick Co-Op bank question

chuckley · 23 August 2013 at 10:04PM

so basically its quicker to collect receipts, write down/type into spreadsheet your spending rather than type in a 4-6 digit pin on an app and get an up to the minute balance?

I just saw a pig fly.

rb10 · 23 August 2013 at 10:07PM

chuckley wrote: »

so basically its quicker to collect receipts, write down/type into spreadsheet your spending rather than type in a 4-6 digit pin on an app and get an up to the minute balance?

I just saw a pig fly.

It is more accurate to work it out yourself.

Transactions can often take several days to reach your bank statement.

pmduk · 24 August 2013 at 9:36AM

If you're desperate to use an app, use one like financisto where you can record your own transactions, rather than hope that all retailers will debit transactions immediately. It's your job to know how much money you have, rather than anyone else.

chuckley · 25 August 2013 at 9:43PM

nationwide and rbs are instant. you dont know the exact retailer details, but the balance is spot on after seconds.

pmduk · 26 August 2013 at 8:31AM

Only if the retailer processes the transaction immediately. From experience I can say that Amazon and Tesco transactions often don't appear for a couple of days.