I don't need another skinny Latte

Skinnylatte

It's been a pretty good couple of weeks. I can't think of anything I've spent that I didn't need or couldn't afford. I made some good payments towards the CC on payday, and the total CC bill now stands at £3613 which is 45% so far to date. The books have now been finalised for my small business, and I'm hoping I can take out £1600, which will bring it down to £2000, fingers crossed.

Seasidegal58

All going well skinny.  Well done on the non-essential no spends!

Skinnylatte

Yay, lovely accountant came good, £1600 winging it's way to the CC

Seasidegal58

Hope all is well at your end skinny. 

Happy Mother's Day. 💐💐💐

Skinnylatte

Seasidegal58 said:

Hope all is well at your end skinny. 

Happy Mother's Day. 💐💐💐

All up the air as everyone else. Thank you for stopping by xx

Seasidegal58

I can imagine - it's awful.  I imagine you're working from home. How are DD and DS?

Skinnylatte

Seasidegal58 said:

I can imagine - it's awful.  I imagine you're working from home. How are DD and DS?

Gosh, I just have not had the inclination to write, and I missed your post completely. Nearly a month has gone by! Well hasn't life changed! I was furloughed on week 1, both kids are essential workers, so I've been a stay at home Mum.
I know a few people who have been poorly, but all recovered, and none of my family effected so far.
All my Airbnb books understandably cancelled, so we've all been living in the Airbnb.  I can managed on 80% of my salary, so the mortgage and the bills for the flat are covered. I've taken a payment holiday on the Airbnb mortgage, and the kids are covering the other bills.
DD was travelling  in Thailand, I had to pay £1k to get her home. Getting a flight back was like trying to get a glastonbury ticket!! She gave me £500 towards it though, so not too painful, and she went back to work in her old job.
I've been filling my time, cooking and baking, yoga, cycling and helping out as a volunteer in the community. 
My food bill has around tripled, as normally I'm away during the week, but like everyone else, there's not much else to spend money on right now. 
I've stopped all saving payments, additional pension payments, netflix etc. There's only essential payments going out of my accounts right now.
I've taken very little with me up to the Airbnb. It's amazing how little we actually need really. I have a wardrobe full of clothes and shoes  back home - what ever did I need them all for!
Very much living day to day right now and being thankful, things could be much worse for us. 
This week I need to find some cheaper TV & Broadband for the Airbnb and renew my car insurance.
I hope everyone is well and managing. Very stormy seas, and we're all in different boats xx

Skinnylatte

Good evening. 2 posts in a 2 days blimey. I'm just using up some time as I'm waiting for DS to come home from work before I go to bed. I also made a cake (I NEVER make cakes!) and I'm waiting for it to cool before I ice it. It has been a busy day, 1 hour coaching with work, I cycled, tidied the house and cooked. 
I start each morning skyping a friend, we agreed to do it at the start of lock down, we just touch base, have a chat and make sure each other is OK.
The only spend for today was renewing my car insurance, saving £60 on the renewal price, plus £30 cash back ... kerching
I also paid a whole £2 off the CC! I actually have enough savings to pay of the CC, but I'm very loath to do so, I would be very uncomfortable with out a safety net at the moment. It's payday on Thursday so I'll take stock then.
I had an email today from work, we have a team meeting on Friday, there was no agenda so I've no idea what it was about. 
I hope you'e all keeping safe and well.

Seasidegal58

Glad you're keeping safe and well skinny. You are certainly keeping yourself busy - well done with the volunteering. ⭐️  I laughed though when you said you'd baked a cake - that's one thing I've not got around to - making myself treats from scratch - there's only me here and I'd eat the lot in one go!😂
Hope your team meeting proves informative. 

A good idea to keep some money back - you never know when you'll need that emergency fund. 

Take care. x

Skinnylatte

Seasidegal58. Your checking up on me is lovely and really does keep me motivated, even though my posting is very sporadic nowadays! So Thank you xx.
Yesterday I ordered 3 new inner tubes for my bike as I realised I didn't have any, and what on earth would I do if I had a puncture (£16). I've found a small pump and dug out some tools which all fit neatly into a water bottle that I can keep in a spare holder on my bike. When the tubes arrive tomorrow I'm going to teach myself how to change one incase I do get a puncture. I cycle a lot, it keeps me fit and sane. When I've been out in lock down I've been mindful not to go too far incase I had a puncture or mechanical fault, I could still walk home. After lock down I'm going to do a cycle repair course!
So jobs for the day, I have a work coaching call, then a virtual lunch with a friend, then a phone buddy call with an old guy on my town he can't get out and is lonely. I wasn't sure if I'd be any good as a phone buddy, as I don't really like talking on the phone. But it turns out he does all the talking and I just listen. His stories are lovely, I was moved to tears when he told me about his romantic life, and today he's going to tell me about growing up on the war. This afternoon I'll cycle, and this evening we have a zoom call with the local scrubs sewing group. I can't sew, I just do the techy social stuff like run the facebook page and set up the zoom meetings.
I better get on with it, take care and stay safe all 💙🙏💙