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Travel Insurance - Obtaining money through deception is not theft?

Hi All,

Just got back from a trip to Romania. A taxi driver, who picked up another person, escorted me to a cash machine and forced me into withdrawing a large amount of cash. The Romanian police are investigating and even know the guy who did it - Apparently he's already been thrown in jail, but no sign of my money!

Meanwhile, my Nationwide Flex travel insurance police which covers theft, apparently doesn't cover "Obtaining money through deception" which is what they have reviewed my case to be.

I'm gobsmacked. Is there anything I can do right now or is that it?

In a bit of shock right now if I'm honest.

No they didn't hit me, or threaten to stab me, but I had no choice but to pay them and would rather not have found out the consequences of not doing so (seeing as there are many reports about murdered people in dodgy cabs over there!)

Thanks!
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Comments

  • InsideInsurance
    InsideInsurance Posts: 22,460 Forumite
    10,000 Posts Combo Breaker
    How did he force you if he didn't threaten you?

    Would really need to know about the above to know if it was deception or not.
  • vaio
    vaio Posts: 12,287 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker
    Where does deception come into it? If he forced you then I don't understand how deception comes into it.

    read the cover T&C carefully and if you should be covered then lodge a complaint & refer to the FOS if they don't pay out.
  • Aretnap
    Aretnap Posts: 6,106 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    As above - forcing you to hand over money wouldn't be deception, it would be robbery. But if he didn't threaten you with violence how did he force you? More detail needed.
  • dacouch
    dacouch Posts: 21,636 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Aretnap wrote: »
    As above - forcing you to hand over money wouldn't be deception, it would be robbery. But if he didn't threaten you with violence how did he force you? More detail needed.

    Threatening to drop the OP in the middle of no where I guess
  • InsideInsurance
    InsideInsurance Posts: 22,460 Forumite
    10,000 Posts Combo Breaker
    dacouch wrote: »
    Threatening to drop the OP in the middle of no where I guess

    Then that was a threat
This discussion has been closed.
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