Nationwide mortgage

Glammy35

Hello, can anyone tell me how long it should be before we recieve our formal offer letter in the post? We got the text to confirm mortgage offer issued on 8th August but still no letter! Please advise 😊

amnblog

One for the post office, not this forum.

meg31

We recieved our confirmation text on August 2nd and we only got the paperwork through yesterday, so 12 days!! too long! we had to get our mortgage advisor to get head office to fax the copy through to our solicitors as it was taking too long by post / Hope yours arrives quicker than that!

kingstreet

We've raised an issue with Nationwide over the second class postage of offers, as it appears to take them over a week to actually post the envelopes with the paper offers in.

Typically, from the date the offer is triggered, it's taking two weeks to get to the borrower and their solicitor.

Glammy35

Thanks for that not so helpful nugget amnblog

Glammy35

meg31 wrote: »

We recieved our confirmation text on August 2nd and we only got the paperwork through yesterday, so 12 days!! too long! we had to get our mortgage advisor to get head office to fax the copy through to our solicitors as it was taking too long by post / Hope yours arrives quicker than that!

Thank you meg, I have called nationwide today and they have faxed it to our soliciter and have e-mailed me a copy so at least that's done. Thanks for your response, it's nice to compare with other people xx:j

Glammy35

kingstreet wrote: »

We've raised an issue with Nationwide over the second class postage of offers, as it appears to take them over a week to actually post the envelopes with the paper offers in.

Typically, from the date the offer is triggered, it's taking two weeks to get to the borrower and their solicitor.

That's good to know that it isn't just us then!! Thank you for responding x:beer:

kellyt86

Ours took over a week too! (Close to 2 weeks)
Got it emailed in the end so at least has a copy could read in between.

Glammy35

Glammy35 wrote: »

Hello, can anyone tell me how long it should be before we recieve our formal offer letter in the post? We got the text to confirm mortgage offer issued on 8th August but still no letter! Please advise 😊

Just an update to say the formal letter arrived today!! Yippee! I know I am impatient but does anyone know how long approx it will take to complete now? Thanks for any advice given x

kingstreet

Completion is a date agreed by all the parties in the chain. There is no way of knowing what motivation others have, so you simply notify your solicitor of your preferred dates and he puts them to the other solicitors.

You are not a passive observer here. You make a direct input into the selection of the completion date.

Once all the necessary documentation is in place, completion date can be agreed, contracts exchanged then completion take place on that agreed date.

TDPIX

Ours (back in Feb/March) took 3 weeks. Which I think is higher than most people's experiences of 1-2 weeks.