Tax Credits becoming Universal Credit

MissMoneypenny

FBaby wrote: »

It is and that is of course right that it should, so no issue that it should continue, but still don't think it is fair that capital should be taken into account with UC in all circumstances.

Tax Credits only appeared over the last decade and were a big welfare mistake for the following reasons:-

1. Tax Credit is the 3rd biggest welfare bill the UK has. The UK can't afford the Tax credits bill and never could.

2. Tax Credits have meant that employers can reduce/offer low wages as the welfare state picks up the bill for those who don't work enough hours to support themselves and their family.

3. It's not good for children to see their parents using welfare payments like Tax Credits to support their lifestyle, longterm. A good work ethic is the best gift a parent can give a child.

4. It's not right that those who don't claim any welfare payments, should pay Tax Credits to those parents who don't work enough hours to support their children. Parents need to get back to planning and saving before they have a child, not looking for others to keep their family. Having chilldren use to mean working harder and going without some things you use to have, but you did it as you really wanted children.

Income based welfare use to be a short term payment for those that healthy adults that needed temporary help and Universal Credit is starting to return the UK welfare system to what it use to be and should be. Those paying into a pension fund will be less of a burden on the welfare state in old age. Those with capital over 16k (excluding pension funds) should not get income based welfare payments and Tax Credits are income based welfare payments.

Before Tax Credits, if a family wanted more money then the mother would work evenings or weekends, while the father looked after the children when he came home. If they were a single parent, then they worked more hours to get money for their children, usually doing a self employed job in the evenings while the children were asleep (where they really did make a profit and not just use SE to claim more welfare) in addition to the PAYE job they also did.

princessdon

atlantis187 wrote: »

KennyPalin

Please ignore some of the nasty unhelpful comments on here.
I asked a similar question a couple of months back and all Igot thrown back at me was abuse like 'how dare I claim any money from the state'

What you will there are alot of nasty jealous people on here.

I don't think being a benefit claimant is something to be jealous of, it's pretty easy to replicate, just give up work or work less hours. Also many of us are affected by Universal Credit. At the moment if myself or my hubby lost our jobs or income dropped (can happen to anyone), once we went the rest of the financial year with zero help, at least we could then claim tax credits. Or not, as UC prevents it.

It's not jealousy it's logic, tax credits WERE a tax credit (replacing married mans allowance), they evolved to be a benefit but kept some anomolies like capital.

Everything miss money just said is true, they may have been a labour vote winner, but the damage is huge. You even have mortgage lenders using benefits as part of income multiples. Crazy, then there's the pension credits, where pensioners who worked little, never saved get extra money as a reward.

You can't claim jealousy when people have an opinion on a system that allows a very rich person to claim means tested benefits

KennyPalin

Marker

The point i was making was simple, i wasnt looking moral guidance or peoples opinions about my life or family background or your personal family history. All i was asking was my original question about tax credit and the forthcoming universal credits. How that evolves to people asking questions about my mothers income or value of her home i simply cannot understand. As i stated time and again in this thread, im perfectly entitled to claim tax credits at the moment, if under universal credit i lose my claim well so be it, im not complaining im simply seeking guidance.

PS i find it amazing you say that i dont work?

what on earth do you think stay at home parents do all day, watch Jeremy Kyle?

MissMoneypenny

princessdon wrote: »

It's not jealousy it's logic, tax credits WERE a tax credit (replacing married mans allowance), they evolved to be a benefit but kept some anomolies like capital.

A person had to be working to claim married persons allowance. Tax Credits always were a benefit payment from the day they came in as there was no requirement to work or even to work many hours; and the less the parent worked and the more children they had, the more Tax Credits they were given.

Tax Credits may have been a "vote winner" to keep Blair elected, but it was a big loss for the true Labourites who wanted a fair days work for a fair days pay. It is also a massive burden to those that don't claim, who are left to pay (and are still paying) for Blair's schemes to keep himself elected.

MissMoneypenny

KennyPalin wrote: »

what on earth do you think stay at home parents do all day, watch Jeremy Kyle?

I ran my own business from home (in the evenings) when my two children were pre school age. Perhaps you could do something like that when Tax Credits are replaced? Or better still, do it before then to build a business up, then you won't have to keep up to date with the welfare changes as you won't have to claim them?