Which benefit credit card?

ic

I have the barclaycard high 5 card - and its worked out very well for me. It also includes an extended warranty for any appliance bought on it. If you tend to make a few large transactions in a month, then many small transactions it'd be worthwhile - if your transactions are equally spread, then not so much so.

I use my high 5 card in conjunction with another card (now no longer available), put all the big and very small purchases on the high 5, then everything in between on the other. I'm averaging 1.9% cashback on the high 5 because of this.

Maestro.

Well, I've received my high 5 barclaycard today in the post, and on reading the leaflet I was surprised to see it included such services as "find a local doctor that speaks your language" - it remains to be seen whether it's of a similar calibre to AmEx but I was surprised to see that despite it being a fee costing card.

In terms of credit card spend I am very small fry but worked out I'd be earning a sizeable amount of cashback even after the annual fee - more than some free cards would - so it would be interesting to know if the cashback scales well for large spenders and competes with the bigger players.

The customer service rep that I spoke to was helpful and didn't try to sell me anything, and mybarclaycard is excellent. The card even looks pretty swanky too with its reflective logo. Overall I'd reccommend it even if it were just to be a backup card.

reclusive46

Maestro. wrote: »

Well, I've received my high 5 barclaycard today in the post, and on reading the leaflet I was surprised to see it included such services as "find a local doctor that speaks your language" - it remains to be seen whether it's of a similar calibre to AmEx but I was surprised to see that despite it being a fee costing card.

Very curious, I do wonder if the Barclaycard cashback card will be converted to an Amex networked card once they start issuing Amex cards. Amex offers things like Global Assist to some third party issued cards.

I wonder if they will go the issue a Visa and Amex route or will just have Amex cards on their own. It can only mean good news for Amex acceptance though as I can imagine Barclaycard is going to be pushing a lot of its merchants to accept it.

http://www.newsroom.barclays.co.uk/Press-releases/Barclaycard-and-American-Express-to-expand-their-global-relationships-with-new-UK-card-issuing-agree-9c7.aspx if anyone hasn't already seen the press release back in January.

Maestro.

It will be interesting for sure. What I will say is mine has an expiry date of 2017... so they either don't look that far ahead or they're not planning to change the high 5 card any time soon.