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I've just paid off my....

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Comments

  • Bored
    Bored Posts: 390 Forumite
    Part of the Furniture 100 Posts Name Dropper Debt-free and Proud!
    Paid off my £1600 overdraft and closed the account after almost 5 years of maxing it out every month as a student. Never again am I having an overdraft facility on my account.

    Only one debt to go until debt free! :)
    2023 Mortgage-Free Wannabe #19: £11,675.68/£13,000
    Mortgage Overpayment Total: £22,397.1
  • FireWyrm
    FireWyrm Posts: 6,557 Forumite
    Part of the Furniture Combo Breaker Debt-free and Proud!
    I've just paid off a Barclays card - £391 and £1500 to another £3000 credit card debt. Since January, I've destroyed the £1500 overdraft (we are clear this month for the first time in a decade) and £2000 on the Barclay card. Down to just three cards now and a private loan to family to clear. At this rate, we should be all clear next year.
    Debt Free! Long road, but we did it
    Meet my best friend : YNAB (you need a budget)
    My other best friend is a filofax.
    Do or do not, there is no try....Yoda.

    [/COLOR]
  • andrew1010_0
    andrew1010_0 Posts: 1 Newbie
    I retired last year, took a cash lump sum, paid off bank loan all other loans, bought a reasonable car, still have small income from private pension + state pension, think I got it right, still able to have the odd day out and continue with my hobbies
  • Archer0710
    Archer0710 Posts: 239 Forumite
    I've just paid off my Lloyds loan. The final £426 went off it this morning.

    I hated that loan, it paid of DH's credit cards and now it's gone!

    I can't stop smiling!!!
    Can I ever learn this budgeting lark? So far it's not looking promising
    Lloyds loan - gone forever! :T
    Bank of Mum and Dad gone forever!
    Emergency Fund £1500 :T
  • NHS_worker_bee
    NHS_worker_bee Posts: 193 Forumite
    'Next' account, cleared and closed. It was the smallest but it's another thing ticked off. :)
    Total debt March 2014: £11,194. Now £4,198.
    0% CC1: [STRIKE]£2,240[/STRIKE] £0. 0% CC2: [STRIKE]£1,934[/STRIKE] £0.
    0% CC3: £0 0% CC4: £4,198.
    12.9% Loan: [STRIKE]£3,000[/STRIKE] £0
    14.9% HP: [STRIKE]£1,103[/STRIKE] £0
  • Sparecashherewecome
    Sparecashherewecome Posts: 17 Forumite
    Lgas wrote: »
    Blimey, huge well done! :money:

    Thanks lgs. I can say that I have no food in cupboarsds and it will be a long month this month but so happy. 10 years of having huge debt and twenty years of having some kind of eg student loans. So gelada to get it done !
  • Shelski_2
    Shelski_2 Posts: 189 Forumite
    ...husband's car loan. ( everything is paid jointly)
    Over £350 per month extra :)
    Number of debts between us - 3 (2 @ 0%)
  • pm2326
    pm2326 Posts: 1,096 Forumite
    Part of the Furniture Combo Breaker
    Just found this thread.....wanted to say well done everyone!

    I decided at xmas that I would clear all of my unsecured debts this year...so.....

    25th Jan - repaid my catalogue £195

    25th Feb -repaid my £500 overdraft and the last payment came out for a £3000 loan with Lloyds

    25th March - repaid £1900 credit card

    Have three loans left, one with Natwest £1300, one with Barclays £2800, and last one with NRAM £1250.

    Cant wait to repay everything...its such a relief too see them going :T
  • Kate_fixing_it
    Kate_fixing_it Posts: 975 Forumite
    Debt-free and Proud! PPI Party Pooper
    As of 10 minutes ago I got to join this thread :) I've just paid off my vanquis card :D

    There was a small balance owing and it was by far the lowest balance when I contacted SC so I've cleared it (was also highest interest) one more debt GONE FOREVER

    Kate x
    LBM 17th Oct13 - SC DMP - DFD 10th Feb 2018
    paid pre-DMP £6146 :D paid with DMP £2275 :D F&F's £700 (£450 discount) £1,000 (£1,498.22 discount) £ 700 (489.62 discount) :D Total £9725
    Current debt to repay £3,503.13 taking one day at a time
  • wannabe_credit_free
    wannabe_credit_free Posts: 146 Forumite
    Mortgage-free Glee!
    Great stuff. Well done everybody and me. I paid off my mortgage 2 years early, last xmas. Last debt to go is £2770 on a 0% BT cc, hopefully will be debt free this xmas...:j


    Debt free 4/7/14........:beer:
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