Two accounts, same institution, different claim?

dinkydudette

Hello!
I am claiming for charges to two seperate accounts from the halifax, one account is closed, the other is still open, they still link the two in my records so should I put in one claim for the both of them, or two seperate claims?
thanks guys and gals!!

leanne22

you have to do it for two seperate claims thats what i had to do

Stephen_Leak

I must advise you that you are in error.

If its for the same bank, then you can include them both on the same claim, both at the letter stage and, more importantly, at the Financial Ombudsman or court stage.

Please read the Reclaim Bank Charges Help thread.

dinkydudette

ahhhhh, thankyou very much....i see I need to do a bit more reading.

Stephen_Leak

dinkydudette wrote: »

ahhhhh, thankyou very much....i see I need to do a bit more reading.

For anyone with a claim, just remember the 7 P's: Perfect Prior Planning Prevents P*ss Poor Performance.

dinkydudette

ha ha ha ha. brilliant.

leanne22

Stephen_Leak wrote: »

I must advise you that you are in error.

If its for the same bank, then you can include them both on the same claim, both at the letter stage and, more importantly, at the Financial Ombudsman or court stage.

Please read the Reclaim Bank Charges Help thread.

have i done it wrong iam at the court date part. ive iam done it wrong what can i do

Edinburghlass_2

Its not necessarily wrong. If one account is closed and is in debt for instance I would do the claims separately or any monies reclaimed will go into the account in debt whereas if the claims are separate any monies reclaimed will be paid into the the accounts that have been claimed from.

If there is no debt involved then yes do it as one claim and save on one lot of court fees.