We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide

Credit Card protection

I wanted to know if I could claim against my credit card provider for a cancelled holiday where I had to change my flights. I booked and paid for my flights with my Virgin Credit Card earlier in the year and now had to pay a further £400:00 to change the flights.
Would I be covered as I purchased the original flights via my credit card?

Comments

  • InsideInsurance
    InsideInsurance Posts: 22,460 Forumite
    10,000 Posts Combo Breaker
    Why?

    The credit card company and the vendor is jointly liable. It doesnt give you any additional rights just another company you can sue for breach of contract etc which is most useful if the vendor ceases trading.

    Unless the fee originated from the vendors errors and isnt covered by their terms then no you cannot claim
  • dalesrider
    dalesrider Posts: 3,447 Forumite
    Simple answer is. NO. Given what you have posted.

    It does not cover change of mind.


    Now WHY did you have to change the flights. That may make a difference.
    Never ASSUME anything its makes a
    >>> A55 of U & ME <<<
  • redpete
    redpete Posts: 4,758 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Have you cancelled the holiday or changed the dates?

    What part of their contractual obligations have the holiday company or airline or charter company not met?
    loose does not rhyme with choose but lose does and is the word you meant to write.
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 353.7K Banking & Borrowing
  • 254.2K Reduce Debt & Boost Income
  • 455.1K Spending & Discounts
  • 246.8K Work, Benefits & Business
  • 603.3K Mortgages, Homes & Bills
  • 178.2K Life & Family
  • 260.9K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.