The crushing housing burden on the young. Boomers, investors and landlords profit

ruggedtoast

OffGridLiving wrote: »

ruggedtoast admitted a few weeks back that his hatred of boomers stems from his having problems with his own parents and from not having any legacy to come from them when they pass on.

It's funny how pointing out inequality always leads to the "hatred of boomers" straw man.

Why don't you just discuss the matter in hand?

OffGridLiving

ruggedtoast wrote: »

It's funny how pointing out inequality always leads to the "hatred of boomers" straw man.

Why don't you just discuss the matter in hand?

You're the one who raised the issue when you started moaning about your parents a few months back. As some one posted at the time "Well, that explains a lot".

It's hard to discuss the matter in hand when it's a topic based mainly in individual's prejudice rather than in hard facts and reality. To give you your due, at least you have an actual interest in the subject. I noticed a while back that Graham Devon saw the number of people who engaged in argument with you and he suddenly jumped on the bandwagon. He'll say anything as long as it gets him some attention.

GwylimT

jamesd wrote: »

The first has a lift and appears to have a reasonable entrance. Probably needs some adjustments to work surfaces and internal fixtures, though. But if you want more wheelchair-friendly options, have a look around. From what I saw there there are going to be some quite wheelchair-friendly places at moderate cost. Best to assume that you'll need to have something in your purchase budget to adapt most properties, though.

For those without the constraint it doesn't look to be hard to find a place on the income level you gave.

Even with lower worktops she would be unable to use the kitchen, we would be unable to install a wet room (not allowed retrospectively as the risk of damage to the flat below is so high) so she would be unable to bathe. The cheapest flat we could find that actually was wheelchair friendly where we could both actually get to work was £150K, the only other flat we found was executive housing well over £200K and too far for us to be able to get to our place of work.

wotsthat

GwylimT wrote: »

Even with lower worktops she would be unable to use the kitchen, we would be unable to install a wet room (not allowed retrospectively as the risk of damage to the flat below is so high) so she would be unable to bathe. The cheapest flat we could find that actually was wheelchair friendly where we could both actually get to work was £150K, the only other flat we found was executive housing well over £200K and too far for us to be able to get to our place of work.

10% deposit of £15k and a monthly mortgage of £790 (5% fixed).

What are the steps required to take you from where you are now to the new place? Are you willing to take them? Are they worthwhile?

If you do the sums and on balance decide that renting is the best option then you've made a positive decision. Nothing wrong with renting and if buying isn't the best option then why do it?

Jack_Johnson_the_acorn

wotsthat wrote: »

10% deposit of £15k and a monthly mortgage of £790 (5% fixed).

What are the steps required to take you from where you are now to the new place? Are you willing to take them? Are they worthwhile?

If you do the sums and on balance decide that renting is the best option then you've made a positive decision. Nothing wrong with renting and if buying isn't the best option then why do it?

Because it's his GOD given right to own property!!! even if he is earning a pittance....:A

OffGridLiving

Jack_Johnson_the_acorn wrote: »

Because it's his GOD given right to own property!!! even if he is earning a pittance....:A

In the old days, first time buyers earning a pittance could afford 3 bed homes with a nice bit of garden in the centre of London.

Cornucopia

Not true - we all lived in shoeboxes in the middle of t' road.

ruggedtoast

OffGridLiving wrote: »

You're the one who raised the issue when you started moaning about your parents a few months back. As some one posted at the time "Well, that explains a lot".

It's hard to discuss the matter in hand when it's a topic based mainly in individual's prejudice rather than in hard facts and reality. To give you your due, at least you have an actual interest in the subject. I noticed a while back that Graham Devon saw the number of people who engaged in argument with you and he suddenly jumped on the bandwagon. He'll say anything as long as it gets him some attention.

It's a shame when people find that they can't disclose even the slightest personal information on a message board without it being mis-interpreted, taken out of context, and used against them months down the line by God knows who.

It renders the internet a nastier place, and dramatically reduces the entire point of a community message board.

Maybe you should think about which side of that equation you stand on.

OffGridLiving

ruggedtoast wrote: »

It's a shame when people find that they can't disclose even the slightest personal information on a message board without it being mis-interpreted, taken out of context, and used against them months down the line by God knows who.

It renders the internet a nastier place, and dramatically reduces the entire point of a community message board.

Maybe you should think about which side of that equation you stand on.

To be honest, I don't see a problem with using people's backgrounds to determine the bias of their post.

For example, during discussions about house prices I often filter out the obvious biased posts from those talking down the market because they want to buy a cheap house and those ramping up the market because they bought at the peak and are perhaps in NE.

Similarly, I'd take more notice of Devon's/Slowchanged posts on the economy if they were both successful businessmen (say) rather than low achievers.

In the case of your boomer posts, I think several have merit but there is always a mental caveat when I read them because I know you're not unbiased. When I read articles from boomers who are slating boomers, then I take more notice.

I'd be surprised if I was the only person who does this.

ess0two

ruggedtoast wrote: »

It's a shame when people find that they can't disclose even the slightest personal information on a message board without it being mis-interpreted, taken out of context, and used against them months down the line by God knows who.

It renders the internet a nastier place, and dramatically reduces the entire point of a community message board.

Maybe you should think about which side of that equation you stand on.

Maybe you need to think before typing,you seem fine to slag a certain generation off,nasty place the internet innit.