We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide
Addresses on Credit report
usualspelling
Posts: 1 Newbie
Hello,
Would be really thankful if someone could help me with the following query.
I recently got my Credit report / Score through Equifax and Experian and they both show excellent.
However my last address showing on the system has been my permanent address (my family/sister) since I moved to London from Glasgow in 2008. But since 2008 I have lived with my wife at two different addresses since, which is also shown on my Council Tax bills, P60s and Salary slips.
What my worry is, as me and my wife plan to take up a mortgage in future (within one year), will the two different address affect my financial credibility when we will apply for a mortgage?
If it was to affect my financial credibility, would it be too late now to change my permanent address to my actual address, where I live with my wife?
I appreciate your help,
Would be really thankful if someone could help me with the following query.
I recently got my Credit report / Score through Equifax and Experian and they both show excellent.
However my last address showing on the system has been my permanent address (my family/sister) since I moved to London from Glasgow in 2008. But since 2008 I have lived with my wife at two different addresses since, which is also shown on my Council Tax bills, P60s and Salary slips.
What my worry is, as me and my wife plan to take up a mortgage in future (within one year), will the two different address affect my financial credibility when we will apply for a mortgage?
If it was to affect my financial credibility, would it be too late now to change my permanent address to my actual address, where I live with my wife?
I appreciate your help,
0
Comments
-
You can change your address with the CRAs. They do link addresses automatically when say you change it with your bank. If you haven't doe that then they have no idea you moved.
I would make sure its all in order and matches your wife's. you my need to give the CRAs proof of which I'm sure a council tax bill should be fine.:beer:0
This discussion has been closed.
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 354.2K Banking & Borrowing
- 254.3K Reduce Debt & Boost Income
- 455.3K Spending & Discounts
- 247.1K Work, Benefits & Business
- 603.8K Mortgages, Homes & Bills
- 178.4K Life & Family
- 261.3K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.1K Discuss & Feedback
- 37.7K Read-Only Boards