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Cancelling a bank account with a credit card attached?

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Bosie
Bosie Posts: 1,218 Forumite
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I am thinking of closing my HSBC account and also my Halifax account, I have an HSBC credit card which you can only have if you bank with them. I also have an Halifax Clarity card, so will I be able to keep them? I pay off the balance in full

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  • guesswho2000
    guesswho2000 Posts: 1,703 Forumite
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    No idea about the HSBC, but you'll be able to keep the Clarity for sure, I got mine before I even had a Halifax current account.
  • jonesMUFCforever
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    IMO bank accounts and credit cards are run separately.
    You should be able to close the accounts without it affecting the credit cards.
  • Bosie
    Bosie Posts: 1,218 Forumite
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    Thanks for replies, it's mainly the HSBC account as only HSBC account holders can apply for their credit card. Of the two I prefer the Halifax Clarity for when I travel.
  • opinions4u
    opinions4u Posts: 19,411 Forumite
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    Could you not pick up the £5 reward on both the Halifax current account and credit card?
  • Bosie
    Bosie Posts: 1,218 Forumite
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    opinions4u wrote: »
    Could you not pick up the £5 reward on both the Halifax current account and credit card?

    I was looking into the Santander 123 account as it would save me some money, good point though
  • cautiousjon
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    You could always have both and get your salary paid into your Halifax account (to earn the £5) and then funnel it out to Santander for DDs / SOs / general spending.
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