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£4000 on CC and interest rate going up!

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  • How do I find out what my 'credit files' say?
  • izools
    izools Posts: 7,513 Forumite
    1,000 Posts Combo Breaker
    Did you click on the Barclaycard link and put your details in?

    Did it say you have any chance with any of their cards?

    When you check your credit file it's best not to look at the "Score" as lenders don't see that. What's important is to look at the individual sections underneath - your accounts, recent searches, electoral roll data, public information, CIFAS / GAIN records, etc etc.

    This might help - http://www.experian.co.uk/downloads/consumer/YCREJul08.pdf
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