Credit Card Going Abroad

fart

adouglasmhor wrote: »

Why? what use would that be in the case the OP descibes?

I only read the opening post where he said he wanted it as a 'safety' to pay for things. I read this as 'in case i get low on money'.

adouglasmhor

fart wrote: »

I only read the opening post where he said he wanted it as a 'safety' to pay for things. I read this as 'in case i get low on money'.

Pay for things like hotels etc. that in some cases in USA need a credit card.

fart

adouglasmhor wrote: »

Pay for things like hotels etc. that in some cases in USA need a credit card.

Debit card won't be accepted? You live and learn!

reclusive46

fart wrote: »

Debit card won't be accepted? You live and learn!

For rentals no and in many cases hotels need a credit card as well.

fart

reclusive46 wrote: »

For rentals no and in many cases hotels need a credit card as well.

Can you not get these pre-paid credit card things where you can load money on? I'm sure my sister loaded her money onto one before going to NZ.

Herbalus

fart wrote: »

Can you not get these pre-paid credit card things where you can load money on?

Unfortunately the words 'credit' and 'pre-paid' contradict each other, so no. A credit card means you have a credit facility. A pre-paid card means you are using your own money.

fart

Herbalus wrote: »

Unfortunately the words 'credit' and 'pre-paid' contradict each other, so no. A credit card means you have a credit facility. A pre-paid card means you are using your own money.

Wow how patronising.

I'm aware of that fact, but there's a difference between what a business will strictly accept as a credit card and whether or not it's loaded with actual 'credit' or not, isn't there? Hence my question.

adouglasmhor

fart wrote: »

Wow how patronising.

I'm aware of that fact, but there's a difference between what a business will strictly accept as a credit card and whether or not it's loaded with actual 'credit' or not, isn't there? Hence my question.

It often says debit on a debit card and some card readers would tell the operator straight away that the card was not acceptable.

adouglasmhor

And wouldn't it be wonderful if the OP folowed your "advice" and ended up sleeping on the streets or in a dump of a motel because they didn't have a credit card.

Herbalus

fart wrote: »

Wow how patronising.

I'm aware of that fact, but there's a difference between what a business will strictly accept as a credit card and whether or not it's loaded with actual 'credit' or not, isn't there? Hence my question.

Not sure it's patronising when it's true.

See this guide on pre-paid cards from moneyfacts: http://moneyfacts.co.uk/guides/credit-cards/the-advantages-and-disadvantages-of-prepaid-cards/

It says

There are certain transactions you can't use your Prepaid Card for, mainly transactions where your card would normally need to be pre-authorised before the full cost of your purchase is known. For example when a hotel asks you for your card number as security when you check in, so if you forget to pay your room bill at the end of your stay, they can charge your card.

I'm not trying to patronise or be impolite, but your post wasn't 100% accurate.