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SSP Due to End - ESA and Savings

I work part time and have been claiming SSP. This is due to end and from what I understand (I've never been on benefit before) I'll move on to ESA?

My husband works and he has a Saver Account with 14k in this - will this affect my entitlement to ESA? :question:

Thank you all for your help.

Comments

  • Torry_Quine
    Torry_Quine Posts: 18,894 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    If you have been paying NI contributions then you would be able to get contribution based ESA. As you've been getting SSP which is also linked to NI then you should be alright here. If not then you won't be eligible for income based as your husband works.

    You will need fit-notes from your GP and after approx 13 weeks will be assessed.
    Lost my soulmate so life is empty.

    I can bear pain myself, he said softly, but I couldna bear yours. That would take more strength than I have -
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  • dollydiva
    dollydiva Posts: 302 Forumite
    Thank you for your reply. I have been paying NI Contributions and receiving SSP - so this will be fine? I am sorry but its very confusing and was uncertain whether I'd get any money at all if my husband works.
  • mum2one
    mum2one Posts: 16,279 Forumite
    Xmas Saver!
    if you apply for ESA there take your hubby's earnings into account and his savings, as youve been covered by your contributions you would get contributions based ESA - but this would be for 12 months maximum, if after that you would still be entitled to ESA - but if your hubbys wages and savings knocked out your money, you would still need to stay on esa - even thou you wouldnt get any money - you would get your NI contributions covered x
    xx rip dad... we had our ups and downs but we’re always be family xx
  • rogerblack
    rogerblack Posts: 9,446 Forumite
    mum2one wrote: »
    - but this would be for 12 months maximum,
    If the OP is placed in the support group (or regains it after a period of continuous claim) then there is no time limit, and payment will continue.
  • epitome
    epitome Posts: 3,199 Forumite
    edited 6 August 2013 at 10:58PM
    How many hours a week does the husband work?

    If they work 24 hours or more per week then you can only claim ESA Contributions based.

    Were you employed or self employed during
    April 10 - April 11
    April 11 - April 12
    ?
    If employed...You need to have earned £4850 in the first year and £5100 in the second year to qualify for ESA contributions based.

    Add up columns 1 2 3 & 4 on your P60 for those years to find out.
  • dollydiva
    dollydiva Posts: 302 Forumite
    I am confused by what epitome says as this appears to contradict rogerblack.
    My husband works full time and epitome seems to say that I will not be entitled to esa if placed in the Support Group as can only claim esa contribution based?

    It is highly likely I will be placed in the Support Group due to my illness.
  • princessdon
    princessdon Posts: 6,902 Forumite
    dollydiva wrote: »
    I am confused by what epitome says as this appears to contradict rogerblack.
    My husband works full time and epitome seems to say that I will not be entitled to esa if placed in the Support Group as can only claim esa contribution based?

    It is highly likely I will be placed in the Support Group due to my illness.

    In very short terms its this

    Contribution based ESA is paid for 12 months only if placed in WRAG,

    If placed in support group its based on as long as in support group
  • epitome
    epitome Posts: 3,199 Forumite
    To clear up then,

    You won't 'move onto' ESA you have to apply for ESA when your SSP runs out.

    Because he works full time you should only claim ESA contributions based, to claim the other type (ESA IR) is a waste of time.

    Because you will be on ESA Conts, it will last for a maximum of 1 year UNLESS you are put into Support Group (SG), if in SG it will continue for the life of your claim.

    To qualify for ESA C - see post #6
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