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21 year old looking for a 0% balance transfer

Hi all

I am just wondering how to go about getting a 0% balance transfer as one i have applied for (RBS platinum credit card) and got declined. I did a Pre-apply eligibility checker and it doesn't look likely that I am going to get a credit card due to my age.

I can't get the barclaycard cc's due to not earning enough.

I don't want to keep applying for credit cards as i don't want to ruin my credit score.

Any advice would be greatly appreciated! As my 0% on purchases with Natwest is nearly up and I'd prefer not to be charged interest!
Feeling slightly stressed/worried as I hate having debts etc!

:(

Comments

  • Maestro.
    Maestro. Posts: 1,518 Forumite
    You could try bank of scotland. I got one with the 0% for 12 months on purchases and balance transfers after only 7 months of credit card history. I have had an overdraft on my current account for years but to be honest I don't that added up to much.
    Oh, you wee bazza!
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