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Voluntary Termination without a full service history

Does not having a full service history stop you from VT'ing the finance or does it result in a charge after?, it's with black horse anybody any info?

Comments

  • rs65
    rs65 Posts: 5,682 Forumite
    Ninth Anniversary 1,000 Posts Name Dropper Combo Breaker
    A friend of mine VTd a BMW Finance car and he was charged.

    Don't know about Black Horse but I suspect any finance company would as it is likely to reduce the car value at auction.
  • Thanks, as long as its not a show stopper and I can still VT the car, and obviously as long as they don't go massively over the top with the charges!
  • Unless your Finance Agreement stipulates that you have to have the vehicle serviced as per manufacturers specification, then not having it serviced does not preclude you from doing a VT.

    If you FA does stipulate it, and you haven't, then you have broken the terms of the agreement and the company would be within their rights to refuse a VT.
    "There are not enough superlatives in the English language to describe a 'Princess Coronation' locomotive in full cry. We shall never see their like again". O S Nock
  • Daniyella
    Daniyella Posts: 221 Forumite
    Ours never had a service history when we bought the damn thing!
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  • Ultrasonic
    Ultrasonic Posts: 4,265 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Daniyella wrote: »
    Ours never had a service history when we bought the damn thing!
    Lesson learned I hope - I'd never buy a car with no service history.
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