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  • Ultrasonic
    Ultrasonic Posts: 4,265 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    GAZ237 wrote: »
    Its not been on any of mine.

    Are you certain? What companies have you used?

    I'm trying to think of the various companies I've had insurance with. Off the top of my head I can think of: People's Choice, Hastings Direct, Churchill, Lloyds TSB and Direct Line. All of which stated a number of years NCD on every renewel.
  • GAZ237
    GAZ237 Posts: 403 Forumite
    Ultrasonic wrote: »
    Are you certain? What companies have you used?

    I'm trying to think of the various companies I've had insurance with. Off the top of my head I can think of: People's Choice, Hastings Direct, Churchill, Lloyds TSB and Direct Line. All of which stated a number of years NCD on every renewel.


    Aviva, Elephant, Direct line, Tesco's. Adrian Flux.

    I seem to recall always having to ask for proof of my NCD to be sent to me, so I can post it to the new company.
  • Alter_ego
    Alter_ego Posts: 3,842 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    So far, every company I've moved to have accepted my declaration on the proposal. Never been asked to prove NCB,
    I am not a cat (But my friend is)
  • Ultrasonic
    Ultrasonic Posts: 4,265 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    GAZ237 wrote: »
    Aviva, Elephant, Direct line, Tesco's. Adrian Flux.
    It's over 10 years since I've been with Direct Line, so they could have changed. I'm surprised all these companies don't state NCD on renewels, but I'll take your word for it. How annoying!
  • rs65
    rs65 Posts: 5,682 Forumite
    Ninth Anniversary 1,000 Posts Name Dropper Combo Breaker
    GAZ237 wrote: »
    Aviva, Elephant, Direct line, Tesco's. Adrian Flux.

    I seem to recall always having to ask for proof of my NCD to be sent to me, so I can post it to the new company.

    Aviva definitely do. Its in a box towards the top right of the renewal letter.

    I'll tell you about Direct Line in a day or two.
  • AbbieCadabra
    AbbieCadabra Posts: 1,710 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    direct line definitely do as we've had our renewal through recently.
  • rs65
    rs65 Posts: 5,682 Forumite
    Ninth Anniversary 1,000 Posts Name Dropper Combo Breaker
    direct line definitely do as we've had our renewal through recently.

    Yep, got mine today. Shown on the Renewal Notice and the Proposal Confirmation.
  • TadleyBaggie
    TadleyBaggie Posts: 6,662 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    GAZ237 wrote: »
    Aviva...
    I have an Aviva renewal notice in front of me, it clearly states the NCD applicable.
  • The only company that has demanded NCB proof has been the Co-op.

    Check your renewal quote carefully, sometimes NCB entitlement isn't obvious to see, in fact the thicky at the Co-op couldn't find it even when i explained over the phone where it was, a most unpleasant individual she was and once the year was up i went elsewhere.

    Co-op now a very different animal to the old and better days when they employed local reps operating from their own homes.
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