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Open Barclays Account online or In Branch ?

MissKitten
MissKitten Posts: 8 Forumite
in Budgeting & bank accounts
I want to open a Barclay's Current account, but I am unsure if it is better to do it online or in a Branch, I can see pro's and Con's to both options !.

The main concern is if I open it in a Branch I can take along bank statements to show them my income and expenditure should I wish to consider a Overdraft, but online I cannot do that.

Any advice would be great.

Comments

  • Jaywilz
    Jaywilz Posts: 38 Forumite
    When you open an account generally if they can offer you an overdraft it will be done so via the application. If you wasn't happy with what is offered you can always go into the branch after submitting the app online and ask them to have a look at the application for you or you could always call their call centre :)
  • pmduk
    pmduk Posts: 10,710 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    I'd do it online, it avoids the hard sell in-branch if you're not assertive enough to keep saying no. In my case they still opened a savings account and an ISA for me after I'd left the branch.
  • stclair
    stclair Posts: 6,856 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    The only advantage of opening the account in branch is you'll get your account number and sort code immediately should you be in a hurry for it.
    Im an ex employee RBS Group
    However Any Opinion Given On MSE Is Strictly My Own
  • JuicyJesus
    JuicyJesus Posts: 3,832 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    stclair wrote: »
    The only advantage of opening the account in branch is you'll get your account number and sort code immediately should you be in a hurry for it.

    I opened my Barclays account online and got the sort code and account number there and then.
    urs sinserly,
    ~~joosy jeezus~~
  • stclair
    stclair Posts: 6,856 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    JuicyJesus wrote: »
    I opened my Barclays account online and got the sort code and account number there and then.

    I love the robustness of businesses today ;-)
    Im an ex employee RBS Group
    However Any Opinion Given On MSE Is Strictly My Own
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