We'd like to remind Forumites to please avoid political debate on the Forum... Read More »
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Default-unknown debt
Options

dontlikemondays
Posts: 110 Forumite
I had some debt problems back in 2003 and had a couple of defaults.
Eventually I paid them off.
I recently checked my credit file and found a new one for £11k and I have absolutely no idea where it has come from.
I asked Noodle to investigate but they said the company involved Arrow global have rejected their investigation and that the default stands.
How can a company simply issue a default for a debt I don't owe and get away with it.
Anyone know what I can do about it?
Eventually I paid them off.
I recently checked my credit file and found a new one for £11k and I have absolutely no idea where it has come from.
I asked Noodle to investigate but they said the company involved Arrow global have rejected their investigation and that the default stands.
How can a company simply issue a default for a debt I don't owe and get away with it.
Anyone know what I can do about it?
0
Comments
-
They're a debt purchase company.
Fire a 'prove it' letter to them, along with a CCA, and that may back them into a corner.
CK💙💛 💔0 -
Arrow global do this to a lot of people. Record false defaults.
They are a despicable, arrogant and obstructive company who always refuse to admit they are wrong.
Take it to the ICO and FOS if they refuse to remove it.Still rolling rolling rolling......<
SIGNATURE - Not part of post0 -
CKhalvashi wrote: »They're a debt purchase company.
Fire a 'prove it' letter to them, along with a CCA, and that may back them into a corner.
CK
Sorry, what's a CCA?
And, are there any letter templates about?0 -
-
CKhalvashi wrote: »IMPORTANT.
Also please note that if you are unsure that the debt being chasing is valid or yours, then use the letter above.
Please do not be tempted to send a request (CCA request) under s77-79 of the Consumer Credit Act 1974 requesting copies of the credit agreement.
If nothing else, sending a CCA may be taken by the DCA rightly or wrongly as an admission of the debt. Only do a CCA once they have proved the debt is yours.You might as well ask the Wizard of Oz to give you a big number as pay a Credit Referencing Agency for a so-called 'credit-score'0 -
-
ok, thank you guys0
This discussion has been closed.
Confirm your email address to Create Threads and Reply

Categories
- All Categories
- 351K Banking & Borrowing
- 253.1K Reduce Debt & Boost Income
- 453.6K Spending & Discounts
- 244K Work, Benefits & Business
- 599K Mortgages, Homes & Bills
- 177K Life & Family
- 257.4K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.1K Discuss & Feedback
- 37.6K Read-Only Boards