Moving Direct Debits between two Halifax accounts – possible?

Hi All,

Can I swap direct debits from one of my Halifax accounts (Ultimate Reward) to another (Current), or do they need to be cancelled and set up again from scratch.

If so, will the bank take care of this if I ask them or will I have to contact each company my account has a DD relationship with and get them to take action?

Thanks.

J

Comments

  • helptoyou
    helptoyou Posts: 100 Forumite
    Normally you would contact the company who the direct debit is payable to , to amend any bank details as they are the ones who request payment from the bank via the direct debit.
  • Thanks for the reply helptoyou.

    Any idea how long it would take them to move it to the new account?

    The reason I ask is that I’m just about to move to the new Santander 123 account, but realized that my Halifax current account (which is what I’m moving from) doesn’t have any direct debits on it, so thought I might be able to quickly bump some DD’s from my Halifax Ultimate Reward account on to the Halifax Current.

    If there will be a significant delay moving a DD, I might as well wait until the Santander account is open and just shift them directly from the Halifax Ultimate Reward.

    Any thoughts on this?

    Thanks.
    J
  • InsideInsurance
    InsideInsurance Posts: 22,460 Forumite
    10,000 Posts Combo Breaker
    The quickest way is to do it yourself.

    When a bank does it for you it is basically the same as when you do it yourself other than rather than phoning the supplier there is a process using the BACS company which sends the updated details to the vendor for them to update their system.
  • scooby359
    scooby359 Posts: 110 Forumite
    Part of the Furniture Combo Breaker
    Halifax have the ability to do it on their systems, but I've seen it to be a bit hit and miss.. sometimes it works fine, other times it doesn't, so it's not something that's particularly promoted as a service.

    If it's something that you need to be done right, best to contact the billing company yourself and amend it with them
  • I had to move 2 DDs to my Halifax reward account for the £5, I picked Sky and Virginmedia because I could do them online.


    I did them the day after they were collected and they were taken from the Halifax reward account the next month without any delay.
  • jonesMUFCforever
    jonesMUFCforever Posts: 28,898 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Halifax can do it for you but like previous poster said leave enough time for the new details to be sent to the company you want to pay.
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