We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
Debate House Prices
In order to help keep the Forum a useful, safe and friendly place for our users, discussions around non MoneySaving matters are no longer permitted. This includes wider debates about general house prices, the economy and politics. As a result, we have taken the decision to keep this board permanently closed, but it remains viewable for users who may find some useful information in it. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide
Media criticism of Help To Buy becoming more balanced. (and admits there's no bubble)
Comments
-
Thrugelmir wrote: »Redevelopment of town centres. As rebuilding commences, schemes will include affordable housing as part of the infrastructure.
Are town centres owned by the state?
If this land is available then the private sector could use it for housing without taxpayer money being used.EU tariff on agricultual product 12.2%
some dairy products 42.1% cloths 11.4%
EU Clinical Trials Directive stops medical advances0 -
We have a shortage of land with planning permission in places where we need housing.
It would seem to me that if the state is sitting on suitable land then that is a national scandal.
If you are proposing the state steals other peoples property then I think that's inappropriate.
If there is land but the state is with holding planning permission then again that's a scandal.
Our priory requirement is to build more properties rather than the state should do it.
I know this is your main argument but I live in the south east and one large development 5000 homes on government land has just been approved and two smaller ones are in the offing.
A three bed house where I am is about £200k, the rent would be about £950 a month. I do not see they private builders could build enough property to lower prices enough for a low paid family to be able to buy or rent.0 -
I don't believe that there is a storage of builders: if there was the effective demand then they would build sufficient houses.
If there was money to be made then people would fill that void as the skills to build houses are readily available.
However, government taxes, artificial land shortage and controls on mortgage lending have made buying new houses unattractive.
A waiting list is totally meaningless: it costs nothing to join a waiting list and nothing to stay on it and so it says nothing about houses NEEDS only about WANTS.
I am indeed in favour of a land value tax as I think it would encourage a better use of land.
Unless you think ALL taxes are theft then maybe you could explain specifically why you are against a LVT of say 0.5% - 1% per annum. (what's your council tax expressed as a percentage of the property value?)
I would personally be very surprised in 100% of new houses became available for rent; I would further be amazed if those rents were 100% funded by housing benefit.
Why would you assume such an amazing thing?
Why are you so against new house building?
Before mortgage restrictions were imposed housebuilders simply didn't fill the demand fo housing through owner occupation/BTL/mortgaged.
Buying houses isn't unattractive merely unaffordable for a good slice of society. Many new builds may indeed be unattractive in terms of style, size, price.
So 2 million households is just pie in the sky dreaming? Cut it in half call it amillion if it seems a better number.
Council Tax is nominally taken to pay for services provided. You don't live on undeveloped land.
I am not against building but the supply is falling woefully short of need. Proping up one small area is not going to resolve that need and demand. Neither is the bedroom policy."If you act like an illiterate man, your learning will never stop... Being uneducated, you have no fear of the future.".....
"big business is parasitic, like a mosquito, whereas I prefer the lighter touch, like that of a butterfly. "A butterfly can suck honey from the flower without damaging it," "Arunachalam Muruganantham0 -
Are town centres owned by the state?
If this land is available then the private sector could use it for housing without taxpayer money being used.
They would prefer to consume greenfield sites and avoid thedifficulties."If you act like an illiterate man, your learning will never stop... Being uneducated, you have no fear of the future.".....
"big business is parasitic, like a mosquito, whereas I prefer the lighter touch, like that of a butterfly. "A butterfly can suck honey from the flower without damaging it," "Arunachalam Muruganantham0 -
I know this is your main argument but I live in the south east and one large development 5000 homes on government land has just been approved and two smaller ones are in the offing.
A three bed house where I am is about £200k, the rent would be about £950 a month. I do not see they private builders could build enough property to lower prices enough for a low paid family to be able to buy or rent.
Where in the SE do you live that 3 bed properties are 200K?
Are you saying that until 200k is affordable for the lowest paid people then is is better to build NO houses?EU tariff on agricultual product 12.2%
some dairy products 42.1% cloths 11.4%
EU Clinical Trials Directive stops medical advances0 -
grizzly1911 wrote: »Before mortgage restrictions were imposed housebuilders simply didn't fill the demand fo housing through owner occupation/BTL/mortgaged.
Buying houses isn't unattractive merely unaffordable for a good slice of society. Many new builds may indeed be unattractive in terms of style, size, price.
So 2 million households is just pie in the sky dreaming? Cut it in half call it amillion if it seems a better number.
Council Tax is nominally taken to pay for services provided. You don't live on undeveloped land.
I am not against building but the supply is falling woefully short of need. Proping up one small area is not going to resolve that need and demand. Neither is the bedroom policy.
So you believe is that there is not the people and skills to build more houses?
Or that the big builders are corruptly conspiring with every single local council and labour, conservatives and libdem MPs to restrict the land to their cartel.
Do you actually believe that there is land available or do you not..YES or NO
If you believe YES exactly why don't builders build?EU tariff on agricultual product 12.2%
some dairy products 42.1% cloths 11.4%
EU Clinical Trials Directive stops medical advances0 -
So you believe is that there is not the people and skills to build more houses?
Or that the big builders are corruptly conspiring with every single local council and labour, conservatives and libdem MPs to restrict the land to their cartel.
Why jump to asumptions, I haven't stated either.
Do you actually believe that there is land available or do you not..YES or NO
If you believe YES exactly why don't builders build?
What has my belief got to do with anything.
Builders will only build what they can sell and make money on."If you act like an illiterate man, your learning will never stop... Being uneducated, you have no fear of the future.".....
"big business is parasitic, like a mosquito, whereas I prefer the lighter touch, like that of a butterfly. "A butterfly can suck honey from the flower without damaging it," "Arunachalam Muruganantham0 -
Where in the SE do you live that 3 bed properties are 200K?
Are you saying that until 200k is affordable for the lowest paid people then is is better to build NO houses?
The south east is a big area and 3 bed properties are available in lots of places in fact they are cheaper in some places, according to land registry the average price for a semi in the south east is £207k.0 -
Where in the SE do you live that 3 bed properties are 200K?
Are you saying that until 200k is affordable for the lowest paid people then is is better to build NO houses?
You keep accusing me and grizzly of not wanting houses built but I believe we both want a balanced approach and realise that there is always going to be a need for council type property.0 -
grizzly1911 wrote: »
Builders will only build what they can sell and make money on.
Indeed. And a little musing when I saw this, they appear to be building flats out of lego bricks now!
Downright awful development I passed the other day. Wooden outside with these metal balcanies which you probably couldn't stand on, all painted different bright colours. The wood cladding on the outside was painted in an array of purple white and blue, leaving some natural wood cladding.
!!!!!! is going on!? Looked absolutely hideous and extremely cheap. How can they get planning permission for something so gordy but struggle with normal housing!?0
This discussion has been closed.
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 354.6K Banking & Borrowing
- 254.5K Reduce Debt & Boost Income
- 455.5K Spending & Discounts
- 247.5K Work, Benefits & Business
- 604.4K Mortgages, Homes & Bills
- 178.6K Life & Family
- 262K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.1K Discuss & Feedback
- 37.7K Read-Only Boards