DRO application and recent borrowing

xx_midget_gem_xx

I was about to apply for a DRO and was going through my application with StepChange when they told me that my recent borrowing was too much too recently.. About 700 in the last 3 months (although it was to borrow to keep on top of bills)

I have been told I need to wait 3 months before I can apply for a DRO as the insolvency won't accept this, the thing is my total debt is about 12,727ish today.. And I'm worried that in 3 months my debt will go above 15000??

Any advice on what to do will be brilliant x

[Deleted User]

You can try another intermediary? reapproach Stepchange even, can you speak with someone else?

I found couple of the private debt management companies who are listed as intermediary's personally better whilst maybe a little brutal which is what I needed, my opinion will never change

Hope you'll get sorted soon and are not confusing a 3 month wait with time to pay the £90 fee in installments perhaps that the debt charities offer as a difference to the private co's? (have to even it up I suppose!)

Kindest wishes x