Credit card for someone new to credit

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reclusive46
reclusive46 Posts: 2,698 Forumite
edited 30 July 2013 at 9:07PM in Credit cards
Hi guys,
I've been asked for some advice and just wanted to check with you guys before I reply.

Am I correct in thinking that the only credit card that someone with no credit history is likely to be acceped for (No overdraft, mobile phone or anything etc) is Vanquis?

I noticed that the Capital One Classic says they are not likely to approve someone with no previous history of managing credit.

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  • CLAPTON
    CLAPTON Posts: 41,865 Forumite
    Combo Breaker First Post
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    Hi guys,
    I've been asked for some advice and just wanted to check with you guys.

    Am I correct in thinking that the only credit card that someone with no credit history is likely to be acceped for (No overdraft, mobile phone or anything etc) is Vanquis?

    I noticed that the Capital One Classic says they are not likely to approve someone with no previous history of managing credit.

    try your own bank first: they know you keep your financial affairs in excellent order

    as well as Vanquis you could try Barclaycard Initial
  • Alarae
    Alarae Posts: 355 Forumite
    First Anniversary First Post Debt-free and Proud!
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    Hi guys,
    I've been asked for some advice and just wanted to check with you guys before I reply.

    Am I correct in thinking that the only credit card that someone with no credit history is likely to be acceped for (No overdraft, mobile phone or anything etc) is Vanquis?

    I noticed that the Capital One Classic says they are not likely to approve someone with no previous history of managing credit.

    Other than my student credit card which my bank basically threw at me to take, I was accepted for an Aqua Reward card and Capital One Classic Extra a short time after.

    You could always have a shot with Capital One if your bank declines you, then Vanquis as a last resort.
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