The Awesome Amazing August NSD Challenge

Lizzie_Bennet

Evening everybody. Happy to report a NSD #4 for me today

My DD is home from her holiday with her dad tomorrow so I feel a few spendy days ahead to celebrate.

Sazzie23

Evening all,

Thanks Freeby for updating, you are doing sooo well this month.

rising_from_the_ashes wrote: »

Not made it on the last couple of days - so still catching up to do (will have a read later when the dog's gone to sleep!)

Let sleeping dogs lie :rotfl: Fabbie number one in the bag & off the mark already this month

LittleMissKitty wrote: »

Evening all just popping in to update. NSD 6 for me today, despite locking my keys in the car, 6 miles from home with no phone, wallet or spare key!

.............. I may have to purchase a new window for my car on Saturday though :eek:

Oh dear, but sounds like you handled it really well, I'd have been hysterical:eek:

Suziebabe wrote: »

Thanks Sazzie - maybe I will claim it then! If it had been left to me we'd have ended up with beans on toast rather than dragging myself out the house!

In bright lights ....NSD #2 for me on Tuesday - and I've just realised that means I've accidentally done 2 in a row !!! (Not that I'm counting them, being a newbie to this!)

Well done for no 2....:jdon't knock beans on toast, yummy when the other option is no beans on toast:rotfl::eek:

HAW that is amazing and you have been so ..so...oh whats the word ...aha... disciplined - hope you find enjoyment from keeping/thinking about spending it.

Another NSD for today so NSD 6 please.
Happy Friday's eve

bottleofred

Good Morning Folks,

I am just popping in to declare NSD5 for yesterday please. I will be leaving for spin shortly, so hope everyone is well and has a good friday:)

freebyfifty

There are

48

of us taking part in the August NSD Challenge

and so far we have collected

145 NSDs

:T:T:T:T:T

freebyfifty

Good Morning everyone

Aren't we doing well this month already???? Seems we are in the non-spendy zone :T

Rising - Well done missus, I knew you could do it :rotfl:


NSD #8 for me and heading for a big fat 9 today.


Happy Friday everyone

freebyfifty

I am doing the Friday wiggle.................are you??????

lilian1977

Hello all

Declaring NSD #3 early as I'm staying in all day.

No wiggle here - been up since 4.15am with DS!

IF

Hiya all and welcome to August's NSD thread :hello:
Could we please ask you to highlight your number of NSDs in a colour and in bold so that Freeby, Spoon and Sazzie can see them easily when they whizz through the posts - red would be best but they don't really mind as long as they can see the numbers easily.


Some helpful suggestions and ideas to follow below from our sponsor and godmother, BigMummaF :A

NO SPEND CHALLENGE.

1. Have a good, long think about what YOU want to include in your Spend & Excluded categories.
Some of us count everything from Direct Debits & school expenses, while others do not include things like essential Bills or emergency medical costs. If you plan what is or is not a Spend for you now, it will help you decide on a realistic Target.
2. It is NOT a race!
We all have very different demands on our time & bank balance, so please do not think you have to buy everything on 1st January & make it last till 31st December! A few of us have been following this Challenge for a long...long...LONG time so have developed plans & ploys to help us along the way
3. Most important of all, WE..DO..NOT..FAIL!
Sometimes we can't quite reach our Target, but that is fine Everyone knows how Life will try to trip us up, & that is when you will find us here to help you back on to your feet.

OK, an idea of how some of us do things.
1. What you will or will not include as a 'Spend'.
Some people are doing other challenges too, & don't include the money spent on those for this one.
Some will try to shop for other bits on the days their direct debits etc go out of their bank accounts; they're the real hard core of the bunch & have been l-o-n-g time Nsders so don't panic
Some won't count those annoying last minute demands from school & collections as you can't plan for them in advance, likewise emergency prescriptions or visits to the vet
Personally speaking & providing I don't buy anything else, I don't count parking for hospital appointments.(..but then I usually do my shopping because I'm already out :whistle:)
General thoughts on €bay sales is the buyer has paid P&P so no cost to you
2. It takes Time to reach mega-numbers!
The First suggestion is the first, because a bit of planning will work wonders on your road to your Target. Have a look at thefirst posts each month for a hefty list of other threads that may be of help. For example, there's a few giving ideas for packed lunches so you can avoid standing in the queue at the bakers for 45mins of your lunch hour! A good incentive to tweak your healthy eating & the pounds you save will show in your bank balance AND your waistline
It helps to have various 'money pots' for the different costs that happen like Scouts, dinner money, yoga, window cleaner etc etc. The idea is you "spend" all that money in one hit by..:think:..let's say **putting the week's bus fares into the pretty coffee jar, Jo's tumble tots SIZE=2]Weds mornings[/SIZE in the cracked teapot & Ben's £1 coin for the gym locker SIZE=2]Friday lunch[/SIZE in the pocket of the changing bag, on Tuesdays every week when you've got some change from doing the food shop, so an already spendy day. At least four 'spending days' condensed into one (**mine's jam jars for windows, milkman & a bit towards the bills!)
3. Any day the money stays in your pocket is a bonus!
If you look at it as a day you beat the system, you can't help but :j so don't fret it--ENJOY! If nothing else in here, we do manage find something to make us smile

We have virtual outings to wonderful places that never cost us a bean :rotfl:New York, Edinburgh & Brighton have been a couple & Spoon usually pilots the Tardis but you can use your own transport; my personal favourite has been a sit-on lawn mower borrowed from the cricket club The only thing to be aware of is Hubert the donkey who is partial to anything remotely edible but is not yet house-trained

And Remember;
there are no silly questions, so don't be afraid to ask us anything!

IF

Morning all.....I'm a wigglin' :dance:

HeadAboveWater

Ew that's weird looking IF!! :eek: But wiggle we must

Sazzie23 wrote: »

HAW that is amazing and you have been so ..so...oh whats the word ...aha... disciplined - hope you find enjoyment from keeping/thinking about spending it.

Thanks! Now just need to remain disciplined with my spending and not waste it on the biggest load of carp!! :rotfl:

Hopefully a NSD today - but will be back later to update!

Happy Friday everybody

EDIT:
Yay! NSD #3 :j