We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide

Can I claim Housing Benefit?

Hi there,

I've been reading GOV.uk trying to get a simple answer to my question but no luck! So I was hoping someone here could help me.

I live in a 2 bedroom flat with my girlfriend and a flatmate. My girlfriend and I share nothing in the legal sense (separate bank accounts, NOT living as spouses/civil partners as it says on the housing benefit form...we just share a bedroom).

We each pay 1/3 of the rent, which is £250 each p.m.

My girlfriend earns 20k+ a year, so she is fine. (Like I said we don't share money or an account). Our flat mate also earns separately. We each pay 1/3 of the bills too (direct debited from my girlfriend's account, we give her the cash or do an online transfer)

I am on £12,786 before tax p.a. I struggle to make ends meet during the month and I have been advised by friends and family to request housing benefit until I can find a higher-paid job. I know it is likely to be a small amount but every little really does help!

Do you think my claim would be accepted?

Thanks in advance for the help :D

Comments

  • Torry_Quine
    Torry_Quine Posts: 18,891 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    To the benefit agency you are living together as husband and wife so it would need to be a joint claim and your incomes together would be too high I expect.
    Lost my soulmate so life is empty.

    I can bear pain myself, he said softly, but I couldna bear yours. That would take more strength than I have -
    Diana Gabaldon, Outlander
  • jacques_chirac
    jacques_chirac Posts: 2,825 Forumite
    You share a bed, you are LTAHAW. Declaring otherwise on the HB application form will be fraudulent.
  • hgm127
    hgm127 Posts: 27 Forumite
    Oh wow I didn't know that! I assumed Living as.. meant legally tied to one another.

    Ok, so I won't be able to claim then I'm guessing and will instead have to sponge from my gf..argh!

    Thanks for helpful info folks!
  • fabforty
    fabforty Posts: 809 Forumite
    hgm127 wrote: »
    Oh wow I didn't know that! I assumed Living as.. meant legally tied to one another.

    Ok, so I won't be able to claim then I'm guessing and will instead have to sponge from my gf..argh!

    Thanks for helpful info folks!

    Not necessarily. Your net income is £959p.c.m, minus the rent leaves £700 per month. Utilities for a two bed flat share won't be that much, so it should be manageable on your income. Try posting an SOA for help with reducing your outgoings.
  • Jobseeeker
    Jobseeeker Posts: 433 Forumite
    No you cant.

    But the problem is you and g/f should be paying only half the total rent for the room not two thirds. This is a common situation and the rent for a room would normally be the same if one person or a couple are renting it. Utility bills would still of course be split 3 ways

    Just my opinion...
  • nannytone_2
    nannytone_2 Posts: 13,008 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    Jobseeeker wrote: »
    No you cant.

    But the problem is you and g/f should be paying only half the total rent for the room not two thirds. This is a common situation and the rent for a room would normally be the same if one person or a couple are renting it. Utility bills would still of course be split 3 ways

    Just my opinion...

    one bedroom could be a good sized, en suite and the other could be a boxroom.....

    the OP, his girlfriend and their flatmate have made an arrangement , would be really unfair if they tried to re negotiate it if the terms were set when they all moved in--
  • lukieboy96
    lukieboy96 Posts: 666 Forumite
    They're sharing a bed but not 'living' together!! Don't make me laugh!
  • pmlindyloo
    pmlindyloo Posts: 13,104 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    lukieboy96 wrote: »
    They're sharing a bed but not 'living' together!! Don't make me laugh!


    To be fair this question about living together never arose when people didn't live together until they were married (if you get what I mean) It was straightforward then.

    In today's world (you can tell I'm an old fogey) people start living together before they make a commitment together. This means they don't share finances at all and do not consider that they should support each other financially.

    I quite understand that (so not such an old fogey after all :))

    Unfortunately the benefit system hasn't kept with the times!
  • Jobseeeker
    Jobseeeker Posts: 433 Forumite
    nannytone wrote: »
    one bedroom could be a good sized, en suite and the other could be a boxroom.....

    the OP, his girlfriend and their flatmate have made an arrangement , would be really unfair if they tried to re negotiate it if the terms were set when they all moved in--

    Yeah thats a good point. But it might be something to think about in the future if they move on
  • sunnyone
    sunnyone Posts: 4,716 Forumite
    Tenth Anniversary 1,000 Posts Combo Breaker
    lukieboy96 wrote: »
    They're sharing a bed but not 'living' together!! Don't make me laugh!

    There are many people who share a house but not a bedroom who are classed as "living" together.
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 353.8K Banking & Borrowing
  • 254.2K Reduce Debt & Boost Income
  • 455.2K Spending & Discounts
  • 246.9K Work, Benefits & Business
  • 603.4K Mortgages, Homes & Bills
  • 178.2K Life & Family
  • 260.9K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.