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Which card?

My defaults have finally dropped off my credit file. I have CapitalOne and Aqua credit cards. Should I try for a Creation Card which sounds easy to get according to some posts on this forum, or go for Vanquis or Luma? Do credit ref people check beyond what I can see on my file?

Comments

  • izools
    izools Posts: 7,513 Forumite
    1,000 Posts Combo Breaker
    edited 30 July 2013 at 6:42PM
    Do you pay your cards off in full each month?

    How long have you had your Aqua and Capital One cards?

    Have you applied for anything else in the last six months?

    Besides these two cards, what other accounts appear on your credit file?

    How old are they?
    Cashback Earned ¦ Nectar Points £68 ¦ Natoinwide Select £62 ¦ Aqua Reward £100 ¦ Amex Platinum £48
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