Shares - what and how

MurrayJ2013

Why not do a bit of research on funds? Generally considered a safer option than putting all your eggs into one basket. Although nothing is guranteed a positive return.

Doshwaster

firehawk wrote: »

ideally I would like to lose 0! But I am prepared to lose around £1000 to £1500.
the term of investment? not long. probably short as possible but long enough to make something out of it.

Sounds like you need to read a real "absolute beginners" guide to investing and consider the rest of your financial situation before you do anything. It's very easy to lose a lot of money if you don't know what you are doing and there are a lot of people in the "financial services industry" who are happy to help your lose that money. Never invest what you cannot afford to lose and never invest in anything that you don't understand.

There are also plenty of books and online tutorials available. When I was starting out I found the Motley Fool guide to be useful (http://www.fool.co.uk/Investing/guides/The-Difference-Between-Saving-And-Investing.aspx)

raino144

Shares can be rewarding, however even for seasoned investors the market can throw you a bad turn sometimes...

Shell (OK.. Royal Dutch Shell "B" shares - RDSB) are considered by many one of the best stocks to invest in. Long history, oil company, good cash flow.

Yet in the last 2 weeks on an announcement (not particuarly bad) they dropped 5%. On your £15k investment that is £750. And that is on one of the most stable FTSE100 stocks you can own. It doesn't normally happen to Shell... but... It happened.

I own those shares (only £2k) . I think they'll pick up later...

Could you cope with a 5% capital loss in one day? If not, then beware stock market investing...

blinko

gggareth wrote: »

a few rules for buying shares.

1.NEVER invest money you cannot afford to lose.
2. DYOR Do your own research
3. Do not chase losses
4. Have a stop loss once/If !! you make a reasonable profit
5.Buying and selling short term is only for traders who have millions to spend
6.Spread your risk
7.Don't listen to anyone analysts are FOS. people who suggest its agood thing are generally trying to talk up their book.

Markets are split up roughly in to:

FTSE 100
FTSE 250
FTSE 350

Aim 100
Aim

the largest companies are in the FTSE 100 ( higher price per share) and generally smaller less riskier EPS and solid dividends ( but not always banks for instance) sometimes are refered to as blue chip companies.

Aim: is lower cost per share but riskier both on share price and dividend.It can be a rollercoaster!!!

I use SIPPDEAL for my shares and have been happy with the site and service over the last few years.

You need to understand how it all works for a year I got a virtual portfolio ( I think it was MSN money) basically play money where you buy and sell virtual shares. Google it and spend some time getting to understand you pay for every Buy and sell transaction there is also stamp duty to pay.

Loads of Info available again DYOR and decide yourself.

Good example for me this week is a company Called TALV.L..
Invested at 7.25 pence per share .. High today was circa 11.25.

I just brought at the right time after lots of prior research.
Not sold yet but put in a stop loss of 9.75 =PROFIT...

I wish they were all that easy.!!out of 10 shares I brought this month only 6 are in profit.


REMEMBER if you can only afford to lose 10% of 15k you should only invest £1500..


gggareth

Ha! you give some good advice then you go and recommend an AIM share and a AIM Commodity share, be careful of AIM if you want a taste of the worst of AIM google Sefton resources, it's about as corrupt as you can get and yes the AIM regulation team do nothing about it.

To the OP you have to do it like the rest of us, put some money in your brokerage account and go, it's how we all learned!

Bazofts_Revenge

I generally don't like Funds but if all you can afford to invest is £10k then a high income fund through an investment supermarket may be more cost effective. I generally wouldn't have more than 5% invested in any single share and each share purchase the charges would be excessive. You could go for just 10 blue chip companies and diversify through additional purchase over time but it sounds like you would want to access this money again soon.

Some companies pay out every 3 months so you could look out for them or you could choose a selection so that you get payments each month year but you are letting your circumstances drive the choice rather than choosing the investments with more potential.

If you want the money back in a years time then a regular saver account like First Directs 6% may be a much better option. Search the Forum for more details.

gggareth

blinko wrote: »

Ha! you give some good advice then you go and recommend an AIM share and a AIM Commodity share, be careful of AIM if you want a taste of the worst of AIM google Sefton resources, it's about as corrupt as you can get and yes the AIM regulation team do nothing about it.

To the OP you have to do it like the rest of us, put some money in your brokerage account and go, it's how we all learned!

Where did I recommend it? I used it as an example..

DYOR.:p

dunstonh

ideally I would like to lose 0! But I am prepared to lose around £1000 to £1500.

On a 10k investment that is just 10-15%. Twice in the last 15 years the stockmarket has gone through short term periods where losses were in excess of 40%. £4000.

So, your tolerance for loss may not be consistent with what you want to do.

Kayalana99

gggareth wrote: »

Where did I recommend it? I used it as an example..

DYOR.:p

I've just had a quick look at SIPP as looking to start investing myself, but this isn't a stock market site but a pension one? Or can you just use it for stocks and shares?

Any info appreicated :-)

gggareth

Kayalana99 wrote: »

I've just had a quick look at SIPP as looking to start investing myself, but this isn't a stock market site but a pension one? Or can you just use it for stocks and shares?

Any info appreicated :-)

It has 3 elements
http://www.sippdeal.co.uk/


Pension
ISA
Dealing account.

I just found it the easiest to use and open to be honest & at the time was toying with managing my own SIPP pension but decided not to just yet even though the fees are high.

There are loads of share dealing sites out there. Pick the one that is right for you

Some have higher dealing charges but no other fees
Some have lower charges but other fees.


DYOR:p
cheers